In this section

Home /
Finance /
Personal finance /
Motorbike loans

Motorbike loans and finance

Buying a motorbike has never been easier. With AA Finance motorcycle loans are easy to apply for. We can help you get on the road quickly with finance that suits you.

You can borrow from $5,000 with flexible repayment terms from 6 to 60 months. Plus, right now, you can save 25 cent per litres on fuel for the first six months of your car loan with AA Smartfuel.

Loan repayment calculator

Loan amount

Term (Months)	Payment/Month Without Loan Cover

This calculation is an indicative guide and is based on 12.95% p.a.
Includes documentation fee

Working out your finances

Try our easy to use online loan calculator to find out what your repayments will be. Repayments on your motorbike can be structured to suit your needs.

Simply enter the loan amount and term to find out what your repayments could be.

You could even get pre-approval for your next loan. You can then search for your dream motorcycle secure in the knowledge of your loan approval, and you can negotiate as a cash buyer.

Our motorbike loans are flexible. We have options for you to extend your term, reduce your repayments and the ability to take payment breaks.

Talk to our team of lending experts on 0800 500 555 to find out the best loan structure to meet your lifestyle.

Benefits

A competitive lending rate
We offer flexible terms from 6 months to 5 years
Easy to use online loan application form
A lending decision usually within 2 working hours
Pre-approved finance
Payment is credited electronically to your bank account

Eligibility and requirements

Your motorbike is required as security
The minimum loan amount is $5,000
You must be 18 years of age or over to apply for a loan
You must hold a restricted or full driver licence

Credit and lending criteria and a documentation fee of $321 applies. Interest rate is subject to change.

AA Lifestyle Protection Insurance

Looking for peace of mind?

AA Lifestyle Protection Insurance covers you in case you have to stop work because of illness, accident or redundancy. It protects your lifestyle by covering your financial commitments and expenses including your AA Motorcycle Loan.

You can choose the level of cover and how many family members to include in the policy. When you speak to one of our lending experts on 0800 500 555 ask about Lifestyle Protection Insurance when you apply for your loan. It's easy!

AA Smartfuel

When you draw down your new AA Motorcycle Loan you can save 25 cent per litre on fuel for the first six months of your loan with AA Smartfuel.

This offer is available on one fill per month up to 25 litres for the first six months of your loan.

Offer applies to loans drawn down before 31 July 2012.

AA Smartfuel discounts expire at the end of the calendar month following the month in which they were awarded. On any redemption of accrued discounts, any remaining AA Smartfuel card balance of unredeemed discounts is cleared to zero. See full AA Smartfuel terms and conditions.

AA Financial Services are provided by the NZ Automobile Association Incorporated (AA) in conjunction with Marac Finance Ltd. Lifestyle Protection Insurance is underwritten by MARAC Insurance Limited.