The AA offers insurance policies you can rely on for your life, car, home & contents, and travel. Check out our exclusive discounts and key benefits.
Benefits of AA Life Insurance
AA life is committed to making life insurance accessible to everyone in New Zealand. We offer a broad range of products which are simple and straightforward. You can choose from life insurance products like Term Life Insurance, Funeral Cover, Accident Recovery Insurance and Mortgage Protection and our AA Life Adviser Service can customise life insurance cover that's just right for you!
All AA Life Insurance products offer these benefits:
Provide cash quickly
Your AA Life policy will usually pay out within 48 hours of a claim being accepted. It's tax free and gets paid directly to the nominated policy owner or to your estate.
Worldwide cover
No matter where you are in the world, your cover applies. This gives you peace of mind when travelling- knowing there's money available should the worst happen.
AA Members
AA members earn one AA Rewards Point for every complete $10 of premiums paid and receive a 5% discount on their premiums
30 day no risk, no obligation
Should you decide for any reason that this policy is not right for you, you can cancel within 30 days and receive a full refund of any premium paid.
Help finding the best life insurance product for you
Use the AA life insurance cover calculator to work out the level of life insurance cover you need. If our standard products don't meet your needs then our AA Life Adviser Team can help you.
Benefits of AA Insurance
With AA Insurance, you can rest assured we'll keep your vehicle covered from every angle. Get car insurance you can rely on and take advantage of our key benefits:
We'll Guarantee your No Claims Bonus For Life*
The AA Insurance Guaranteed No Claims Bonus for Life is easy to get, impossible to lose and it's yours for life. This way you can be confident that your car insurance premium will never go up as a result of a claim.
We'll keep you on the road for longer with our Lifetime Repair Guarantee
If you're with AA Insurance and you have an accident, we'll fix your car and guarantee all parts and workmanship. So, for as long as you own it (and even if you sell it), we'll guarantee the repairs for the entire life of the car.
Agreed Value means no surprises
We insure your car for an Agreed Value every year at renewal time. This means that if it's ever written off or stolen, that's the amount we'll pay out. No haggling, no hassle.
Our Third Party cover is extremely affordable
If you're on a tighter budget, Third Party insurance will give you a basic low-cost level of cover. We pay for the costs of repairing the other cars or property when you're at fault in an accident.
Insure your Home and Contents with us too
With AA Insurance HomeCover and ContentsCover, we'll protect your most valuable possessions with comprehensive cover you can afford.
AA Rewards Discounts for AA Members
Exclusive to AA Members, AA Rewards Discounts are annual dollar discounts off AA Insurance premiums that get better over time. AA Rewards Discounts are offered off every Comprehensive Car, Third Party Car, Third Party Fire and Theft Car, Home, Contents and Trailered Boat policy premiums.
*To qualify for our Guaranteed No Claims Bonus for Life, you need to have five years accident-free driving history on a restricted or full driving licence, and have suffered no loss or damage to your
Benefits of AA Extended Warranty Insurance
The AA and Vero have packaged AA Roadservice and AA Advantage Mechanical Breakdown Insurance together to make it easier for you to deal with mechanical breakdowns whenever they happen.
AA Roadservice
You're entitled to AA Roadservice 24 hours a day, everyday, to assist you in your time of need, regardless of who's driving the car.
Discounted AA Membership
Get a 50% discount off your AA Membership during the AA Extended Warranty Insurance period.
Benefits of AA Travel Insurance
Even the most carefully planned travel can go unexpectedly wrong. No matter how careful you are, some events are simply beyond your control. With our travel insurance cover help is just a phone call away when emergencies strike. That way you can get on with enjoying your trip, or at least have a safe return home.
It is important to give you the choice and flexibility in cover that best suites your needs. We offer you the following two policy levels.
Comprehensive Policy option is our top of the range product with higher limits and extended benefits
Essentials policy option covers the main risks faced by a traveller with restricted benefits and lower policy limits
Both policies offer the following benenfits:
- Cancellation / travel disruption benefits
- Medical benefits
- Life benefits
- Baggage, personal effects and money benefits
- Personal liability benefits
More information