Get Funeral Cover insurance

Don't want full life insurance? Funeral Cover may be just what you're after.

As the name suggests, it covers the immediate costs associated with a death - the funeral. At a time of great distress, your loved ones can find some comfort in the knowledge that at least one big bill has been taken care of.

It's a comfort for you too. You don't want to think about your own funeral, but once you've taken out the policy it's a case of set and forget.

Funeral Cover has a number of advantages that benefit both you and those you leave behind:

• This policy pays out within 72 hours of your claim being accepted - so the money is there when it's needed
• Acceptance is guaranteed if you're aged between 16 and 75 years - there's no need for any medical checks
• As soon as we receive your fully completed acceptance form you're covered immediately for death caused by an accident
• After two years you're fully covered. If you die of a natural cause within the first two years of your policy starting, we'll refund 100% of your premiums
• Premiums will stay fixed and your level of cover will stay the same for the life of the policy
• Deciding how much cover you need is simply a matter of deciding how much money you want available to cover your funeral. The average cost of a funeral in New Zealand is $8,000. Work and Income can provide a funeral grant, though the maximum amount is less than $1,600 and this is asset-tested - which means you may not be eligible
• You enjoy a 30-day no-obligation review - if it's not what you expected or you change your mind we'll refund your premium

Cover level or benefits not quite what you're looking for?

Talk to one of our AA Life Advisors today. Our advisers will work with you to determine the best options available for you and your family, ensuring you get the most value out of your premiums

Member benefits

Earn one AA Rewards Point for every $10 spent on your premiums

More information

Read our Funeral Cover insurance policy wording (69 KB - PDF)