AA Travel Insurance - essentials policy

Essentials

Travel Insurance

Buy your travel insurance online now.

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Please select start and end dates

Number of adults + children cannot exceed 10 people

Please specify the age of each adult travelling

* Dependant children, under the age of 21, who are travelling with an adult are covered free of charge.

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0800 500 444

Essentials policy

Just because you are travelling on a budget, doesn't mean you cannot afford travel insurance. Essentials covers you for the things that are most important – your health, safety and personal items.

The Essentials policy provides budget cover for the main risks that travellers face as detailed below. This policy covers medical benefits, personal baggage, loss of deposit or cancellation, curtailment, missed connection or travel delays, personal liability and funeral expenses.

Schedule of benefits

Policy option Maximum cover
Cancellation/travel disruption benefits
Loss of deposit/cancellation $5,000
Curtailment $5,000
Missed connection/travel delays $500
Medical benefits
Medical $250,000
Dental as a result of injury $500
Life benefits
Funeral $10,000
Baggage, personal effects and money benefits
Personal baggage - total limit $5,000
Baggage - item limit $750
Electronic baggage $750
Emergency baggage $250
Replacement of travel documents $500
Personal liability
Rental vehicle excess $1,000
Personal liability $500,000

This insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Global Assistance and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy. For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice.


*Terms and conditions

  • Current AA Members receive a 10% discount when entering a valid AA Membership number. The 10% discount applies to our standard pricing and any additional premium for pre-existing medical cover, but does not apply to any additional premium for specified items.

AA Members receive 10% off policies

Terms and conditions apply*