Take out a new motorbike loan or switch your existing loan to AA Finance and:
Give the Summer budget a breather: You can choose to make no repayments for three months*.
Receive an AA Smartfuel discount of 50 cents off per litre, redeemable on a single fill up to a maximum of 50 litres.**
*Normal lending criteria, terms, conditions and fees apply including an establishment fee and introducer fee totalling $220 for AA Members (or $270 for non AA Members) and a PPSR fee of $10. Interest accrues from the date the loan is advanced, even during the no repayments period. The actual fixed annual interest rate charged to you will depend on your personal circumstances. Fixed annual interest rates range from 9.95% to 15.95%. Minimum loan amount is $5,000.
**The AA Smartfuel discount can be used only once on up to 50 litres of fuel. To maximise your savings, it pays to fill up as close to 50 litres as you can. This discount must be redeemed by the end of the calendar month following its date of issue e.g. a fuel discount dated 1 through 31 March 2018 will expire on 30 April 2018. AA Smartfuel terms and conditions apply.
^About the weekly prize draw: All AA Finance loans that are drawn down between 27 November 2018 and 7 February 2019 will go in a weekly draw to win a $500 prize of the winner’s choice of a BP Gift Card, Caltex starCASH Card, Countdown Gift Card or Prezzy® card. A maximum of one prize can be won. The weekly prize draws commence on 7 December 2018 and will be held weekly on a Friday up to and including 8 February 2019. All loans that have been drawn down by 6pm the day before each prize draw will go in the draw to win. For example: if a loan is drawn down by 6pm on 6 December 2018, the customer will go in the draw on 7 December 2018, and also in the following nine weekly prize draws up to and including the last prize draw on 8 February 2019; or as another example, if a loan is drawn down by 6pm on 10 January 2019, the customer will go in the draw on 11 January 2019, and also in the following four weekly prize draws up to and including the last prize draw on 8 February 2019. We will attempt to contact winners within four working days of the prize draw date. The prize will be forfeited and another prize draw will take place if contact cannot be made within 14 calendar days. Click here for full competition Terms and Conditions.
Why choose an AA Finance vehicle loan
Apply online or talk to someone over the phone. It will only take you a few minutes.
Fast processing times with lending decisions usually within one working hour.
You’re in control with flexible terms and conditionally approved finance before you buy.
We’re a well-known, trusted brand that's been providing vehicle loans to New Zealanders for over 20 years.
Already an AA Member?
Ask us about additional savings that AA Members are eligible for.
Frequently asked questions
You must be at least 18 years of age and hold a restricted or full driver’s licence.
AA Finance’s fixed annual interest rates range from 9.95% to 15.95%. The rate charged will depend on your personal circumstances taking into account:
- how much you want to borrow
- the term of your loan
- your income
- your other financial commitments, and
- your credit history
To understand the rate that will apply to you, please call 0800 500 555 or email us.
AA Finance loans are provided by Heartland Bank Limited. The fees and charges that apply are available here.
We aim to let you know within one working hour of receiving your loan application.
For a comprehensive overview of our terms and conditions, please see AA Finance terms and conditions
These include but are not limited to the following:
- Normal lending criteria will apply
- The minimum loan amount is $5,000
- Your vehicle will be required as security and it must be fully insured. The vehicle used as security for your loan must be no more than 12 years old.
- AA Finance loan terms range from 6 months – 5 years
Yes as long as your application satisfies all of our normal lending criteria.
Please use our update your contact details form.
At AA Finance, we are proud to offer our customers a high level of customer service, and your satisfaction is very important to us. If you would like to make a complaint or offer a compliment, we encourage you to contact us.
To provide a compliment
Please email us or call us on 0800 500 555.
For a complaint
To make sure your complaint is investigated promptly, please send us an email or call us on 0800 500 555 (or +64 3 968 3926 if calling from overseas).
If a solution can't be found or you are unsatisfied with the outcome, you can contact the Insurance & Financial Services Ombudsman of New Zealand (IFSO), an independent party who helps sort out unresolved complaints. This service is free of charge.
AA Finance loans are provided by Heartland Bank Limited. If you suffer unforeseen hardship, please follow the Heartland Bank process.