Interest rates, fees and charges

Interest rates

AA Finance interest rates range from 10.95% p.a. for secured personal loans. The rate charged will depend on your financial circumstances taking into account:

  • how much you want to borrow
  • the term of your loan
  • your income
  • your other financial commitments
  • your credit history

To understand the rate that will apply to you, please call 0800 600 888 or contact us.

Standard fees and charges

These apply to consumer loan and security contracts introduced to Heartland Bank Limited by AA Finance

Standard fees and charges (PDF, 209 KB)

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