Join and claim straight away

You don't have to wait months before you're covered to claim when you take out other types of insurance. So why wait to be covered when you buy health insurance?

For a limited time, if you take up AA Health Everyday and Hospital Cover - you can claim on Everyday benefits straight away*. That includes up to $900 worth** of dental, physio, GP consultations, and optometrist costs. All you need to do is apply for Everyday Cover and either Private Hospital or Private Hospital and Specialist to qualify. No waiting for you!

Get offer

Which waiting periods will be waived?

If you take out AA Health Everyday and Hospital Cover, we'll waive the waiting period for the Everyday benefits below. The Annual Benefit Limits still apply.

AA Health Everyday
Annual Benefit limits
Standard waiting period
Dental $450 2 months
GP Consultations $150 2 months
Physiotherapy $100 2 months
Glasses and contact lenses $200 6 months

Get a quote today

This offer is available for a limited time only,  so get a quote today. Don't forget to add Everyday Cover and one of the Hospital Covers to be eligible for this offer. Offer ends 6 December 2020.

Get a quote

Cover Options

Covers you for day-to-day medical expenses. Add Everyday benefits to your Hospital policy to be eligible for this offer.

  • Cover starts from as little as $6.33 per week (including 5% AA Member discount)
  • Provides up to $900 worth of cover each year**
  • Get 60% back on eligible claims, up to your benefit limit

Covers you for diagnostics, surgery, and treatments in a recognised private hospital, with high excess, low premium policy options.

  • $300,000 surgical cover per person each year
  • $200,000 medical and cancer cover per person each year
  • Your choice of nil, $500, $1,000, $2,000, $4,000, $6,000 or $10,000 excess

Includes all the benefits covered in Private Hospital Cover, plus:

  • Unlimited specialist consultations for cancer treatments
  • Up to 12 specialist consultations for other treatments (including pre and post-cancer treatment phase)
  • Obstetrics benefit up to $2,000 per pregnancy

Our Insurance Partner

AA Health is a partnership between The New Zealand Automobile Association Incorporated (AA) and nib nz. nib nz underwrites AA Health's products.

Financial Strength Rating

nib has been given an A- (Strong) Financial Strength Rating issued by S&P Global Ratings Australia Pty Ltd.

Financial advice

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn't take into account your personal circumstances, needs or goals and is not intended to be financial advice.

*Terms, conditions, exclusions, and eligibility criteria apply. See here for full terms and conditions. Offer ends 6 December 2020.

**When you make a claim, we'll refund 60% of your eligible costs (up to your benefit limit, totalling $900). Terms and conditions apply, please see the Everyday Cover policy wording for details.
Everyday Cover policy wording