Grand gestures of love can bring surprise and joy, but it’s the little everyday things that make us feel secure and cared for. So often, we’ll look back and realise they were actually the big things and arranging Life Cover fits squarely into this category. It may seem like a little thing now, but ensuring your family's financial future is protected is a great expression of love.
Show your love by getting Life or Funeral Cover today and get a $100 Prezzy® Card.1 T&Cs apply. Offer ends 31 March 2026. To redeem, use promo code PREZZY26.
Plus, there's a 5% discount available for AA Members on new policies.2
Why choose AA Life Insurance
- Kiwis aged 16-59 can apply
- You're covered immediately upon acceptance - no waiting
- Pays out a tax-free lump sum if you die or are diagnosed with a terminal illness
- $15,000 can be paid early to help with funeral costs
- Up to $1 million tax-free, lump sum payout
Why choose AA Funeral Cover
- Acceptance is guaranteed for Kiwis aged 50-79 without terminal illness
- Fixed premium, which means your premium won't increase with age
- There's an early payout for terminal illness.
- We'll pay double your cover amount if you die from an accident
- 20% discount available if you join with someone else within 48 hours of each other
Prefer to chat?
If you would like to speak to someone about your life insurance options, call our NZ based team on 0800 225 245 or visit your nearest AA Centre to talk to one of our Insurance Consultants.
Our insurance partner
AA Life insurance policies are brought to you by the New Zealand Automobile Association Incorporated and underwritten by Asteron Life Limited.
Financial strength rating
Asteron Life Limited has been given an A financial strength rating by Standard & Poor’s.
Financial advice
Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.
If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.
QUICK LINKS
More Information
1Take out a new Life Cover or Funeral Cover policy from 9 February to 31 March 2026 and get a $100 Prezzy card. You must have paid for the first two months of premiums for the new policy to qualify for the offer. The policy must be in force for two months before the card is processed. Use of the promo code PREZZY26 is required. Limit of 1 Prezzy card per policy. This offer is not available for renewing policies. For full terms and conditions please see here. You will not be eligible if your Life Cover or Funeral Cover policy, underwritten by Asteron Limited, was cancelled within three months prior to the Offer Period.
2AA Members can receive a 5% discount on new AA Life Insurance policies when a valid AA Membership number is provided on application.