AA Travel Insurance

Cover for your NZ adventures

AA Travel Insurance

Travel is part of the Kiwi DNA, but even the best laid travel plans can go unexpectedly wrong. That’s why we offer AA Travel Insurance plans - so you can get on with enjoying your trip here in NZ or overseas, knowing help is only a phone call away.

With AA Travel Insurance, your trip can be protected from unforeseen cancellation and loss of deposits before you even depart. So if something happens in the lead-up to your trip, we can be there to help you.

AA Smartfuel Offer

If you’re an AA Smartfuel Member, you can save 20 cents per litre on fuel when you spend $50 or more on an AA Travel Insurance policy.

Redeemable in a single fill up to a maximum of 50 litres. Fuel discounts will be applied to the cardholders account at the end date of the policy. AA Smartfuel Terms and Conditions apply.

If you would prefer to get the 10% AA Member discount, click here.

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Why choose AA Travel Insurance


We’ve made the process simple with straightforward domestic and international plans to choose from.


Get a quote online in minutes, so you can get back to planning your adventure. All you need are your travel dates, destination and any companions.


With the AA being one of NZ’s most trusted brands, we’re proud to take care of Kiwis’ insurance needs, helping to eliminate stress and uncertainty.


With the AA being one of NZ’s most trusted brands, we’re proud to take care of Kiwis’ insurance needs, helping to eliminate stress and uncertainty.

Plan options

The Comprehensive plan provides the highest limits and extended benefits, giving you the most protection for your Kiwi travels

The Cancellation Only plan provides cover where you're forced to reschedule or cancel your trip before you go.

AA Travel Insurance Benefits:

  • Cover for missed connections or travel delay
    • If you miss connections or have any travel delays because of an unexpected situation, you’ll be able to claim up to the benefit limit of your chosen policy. That means cover for extra costs to make alternative travel arrangements or additional delay costs.

  • Free cover for dependent children
    • Dependent children travelling with someone covered under a policy can be covered at no additional charge (for Domestic Cover – that's up to 18 years, and for International Cover – up to 21 years).

  • Cover for some COVID-related situations^
    • Both domestic and international options include selected cover for epidemic and pandemic diseases, like COVID-19. So if you’re diagnosed on your trip and need medical assistance or need to change your plans, you’ll be covered.

  • Cover before you depart
    • Your trip is protected from unforeseen cancellation and loss of deposits the moment your cover is confirmed, so long as you book your trip on the same day. If you take out cover after you’ve booked your trip, the same protection comes into effect after a 7-day waiting period.

  • Cover for recreational activities
    • Some recreational sports are automatically covered under our policies, including leisure skiing and snowboarding, hot air ballooning, parasailing and paragliding, bungee jumping, and white-water rafting in grade 4 rivers (or less).

For all of these benefits, please make sure you read the Policy Wording to understand the terms, conditions, limits, and exclusions that may apply.

^The policy still has a general exclusion for epidemics and pandemics, and does not cover disinclination to travel due to fear or change of mind. Cover is only provided if you have not commenced your journey against the New Zealand Government’s advice not to travel. There is no cover for lockdowns, changes in government alert levels, quarantine or mandatory isolation applying to a population or part of a population. Please refer to the Policy Wording for full details.

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Have a question?

Our friendly New Zealand-based team are here to help. Give them a call anytime from 8:30am to 5pm Monday to Friday, or pop into one of our AA Centres to speak to a consultant.

Call: 0800 630 115

Our insurance partner

AA Travel Insurance policies are brought to you by the New Zealand Automobile Association Incorporated (AA), are issued and managed by AWP Services New Zealand Limited trading as Allianz Partners, underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia), (“Hollard”). Terms, conditions, limits and exclusions apply. These are set out in the Policy Wording which you should read before making any decisions about an AA Travel Insurance Policy.

Financial Strength Rating

The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia), (“Hollard”), Level 26, 188 Quay Street, Auckland 1010 has been given a financial strength rating of A- (Excellent) issued by A.M. Best Company Inc.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

Financial advice

Our website provides general information about products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.

If you'd like to receive financial advice, you can get professional advice from an registered financial adviser.

More information

Contact us
Policy Wording
Make a claim
Terms and conditions

*10% AA Member discount available when you provide your valid AA Membership number on application. This discount applies to standard pricing and any additional premium for pre-existing medical cover but doesn’t apply to any additional premium for specific items.