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  • What is a guarantor?

    A guarantor is someone who agrees to repay your loan if you don't keep up the payments.

  • Can I pay my AA Loan off before the end of the term?

    Yes, although we will charge an early settlement fee.

  • What is an AA Vehicle History Report?

    The AA Vehicle History Report is a comprehensive vehicle checking facility that provides a clear picture of the vehicle's legal status and history. View a sample

    Visit AA Vehicle History Report.

  • Will the AA Vehicle History Report always show if the odometer has been wound?

    No, the AA Vehicle History Report contains odometer readings currently available from NZTA, and analyses these for inconsistent readings. However, some older vehicles haven't had all their odometer readings recorded by the NZTA. While the AA Vehicle History Report identifies whether the odometer may have been tampered with, it can't determine whether an odometer was wound back prior to arriving in New Zealand. Therefore the AA Vehicle History Report can't guarantee the vehicle's odometer hasn't been wound.

  • Does my AA Vehicle History Report update over time?

    No, AA Vehicle History Report's are only valid at the time of issue.

  • Is registration information available for older vehicles?

    NZ Post computerised the Motor Vehicle Register (MVR) in 1986 which was later copied to the current system in 1996. Therefore vehicles with live registrations in 1988 onwards will be on the current system. A small number of records were deleted by NZ Post between 1986 and 1988, however most 1986 live registrations should be available.

  • Can I insure my children?

    By taking out an insurance policy for yourself you are ensuring your children will be cared for when you are gone. You can't insure your children under your policy - a person must be 16 or over to take out a life insurance policy.

  • Do I have to be an AA Member to buy life insurance from AA Life?

    No. AA Life offers life insurance to all New Zealand residents, both Members of the AA and people who aren't members.

    If you are a Member of the AA, you'll get a 5% discount on your premiums and you'll earn one AA Rewards Point for every $10 you spend on your premiums.

  • What if I already have life insurance with another company?

    No problem. You can still keep it if you want to or we can provide you with a quote if you think you might like to consider moving things across. Buying additional life insurance can be an easy way to top up the total value of your existing life insurance.

  • How long will it take for a lending decision to be made?

    We’ll usually let you know in an hour during business hours.

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