Comprehensive
Travel Insurance
Comprehensive policy
Comprehensive offers our highest level of cover for travellers. This has higher limits and extended benefits for peace of mind while travelling. As well as all the options in our Essentials policy, Comprehensive offers the following extras – cover for pre-existing medical conditions, the ability to purchase a policy with no excess amounts, and additional cover for specified items which have a greater value than $1,500.
Private hospital care is available for travel to Australia and the United Kingdom as a policy option. The Comprehensive policy allows unlimited amounts for loss of deposit/cancellation, curtailment and medical cover.
Schedule of benefits
| Policy option | Maximum cover |
| Cancellation/travel disruption benefits | |
| Loss of deposit/cancellation | UNLIMITED |
| Curtailment | UNLIMITED |
| Missed connection/travel delays | $15,000 |
| Frequent flyer points | $5,000 |
| Strikes/hijacks | $10,000 |
| Resumption of travel | $10,000 |
| Civil unrest | $1,500 |
| Additional expenses/terrorism | $3,000 |
| Medical benefits | |
| Medical | UNLIMITED |
| Medical/terrorism | $250,000 |
| Follow on treatment | $2,000 |
| Dental as a result of injury | $3,000 |
| Emergency dental - pain relief | $1,000 |
| Incidental hospital expenses | $4,000 |
| Accompanying person | $15,000 |
| Search & rescue | $20,000 |
| Life benefits | |
| Funeral | $25,000 |
| Accidental death | $50,000 |
| Accidental death terrorism | $25,000 |
| Baggage, personal effects and money benefits | |
| Personal baggage - total limit | $30,000 |
| Baggage - item limit | $1,500 |
| Electronic baggage | $2,500 |
| Emergency baggage | $1,500 |
| Replacement of travel documents | $3000 |
| Personal Money | $500 |
| Additional expenses as a result of terrorism | $3,000 |
| Personal liability | |
| Rental vehicle excess | $6,000 |
| Personal liability | $2,500,000 |
| Wrongful arrest | $10,000 |
This insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy.
*Terms and conditions
- Current AA Members receive a 10% discount when entering a valid AA Membership number. The 10% discount applies to our standard pricing and any additional premium for pre-existing medical cover, but does not apply to any additional premium for specified items.