Comprehensive offers our highest level of cover for travellers. This has higher limits and extended benefits for peace of mind while travelling. As well as all the options in our Essentials policy, Comprehensive offers the following extras – cover for pre-existing medical conditions, the ability to purchase a policy with no excess amounts, and additional cover for specified items which have a greater value than $1,500.
Private hospital care is available for travel to Australia and the United Kingdom as a policy option. The Comprehensive policy allows unlimited amounts for loss of deposit/cancellation, curtailment and medical cover.
Schedule of benefits
|Policy option||Maximum cover|
|Cancellation/travel disruption benefits|
|Loss of deposit/cancellation||UNLIMITED|
|Missed connection/travel delays||$15,000|
|Frequent flyer points||$5,000|
|Resumption of travel||$10,000|
|Follow on treatment||$2,000|
|Dental as a result of injury||$3,000|
|Emergency dental - pain relief||$1,000|
|Incidental hospital expenses||$4,000|
|Search & rescue||$20,000|
|Accidental death terrorism||$25,000|
|Baggage, personal effects and money benefits|
|Personal baggage - total limit||$30,000|
|Baggage - item limit||$1,500|
|Replacement of travel documents||$3000|
|Additional expenses as a result of terrorism||$3,000|
|Rental vehicle excess||$6,000|
This insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy. For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice.