Just because you are travelling on a budget, doesn't mean you cannot afford travel insurance. Essentials covers you for the things that are most important – your health, safety and personal items.
The Essentials policy provides budget cover for the main risks that travellers face as detailed below. This policy covers medical benefits, personal baggage, loss of deposit or cancellation, curtailment, missed connection or travel delays, personal liability and funeral expenses.
Schedule of benefits
|Policy option||Maximum cover|
|Cancellation/travel disruption benefits|
|Loss of deposit/cancellation||$5,000|
|Missed connection/travel delays||$500|
|Dental as a result of injury||$500|
|Baggage, personal effects and money benefits|
|Personal baggage - total limit||$5,000|
|Baggage - item limit||$750|
|Replacement of travel documents||$500|
|Rental vehicle excess||$5,000|
This insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this travel insurance policy. For further information on Allianz Australia Insurance Limited's financial strength rating, please refer to the Financial Strength Rating and Overseas Policy Holder Preference Disclosure Notice.