Looking for a smart personal loan?

From 10.95%*. Fast Approval. Plus five chances to win!

Calculate your repayments*

12 months 60 months
10.95 % 17.95 %
Weekly
or
Monthly
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Calculate your repayments*

12 months 60 months
10.95 % 17.95 %
Weekly
or
Monthly
Loading Calculating
*Fixed annual interest rates range from 10.95% to 17.95% on terms from a minimum of 1 year to a maximum of 5 years. The actual interest rate charged to you will depend on your personal circumstances. To understand the rate that will apply to you, please call 0800 600 888. Normal lending criteria, terms, conditions and fees apply including an establishment fee of of $200 for AA Members (or $240 for non AA Members) and a PPSR fee of $10 (for secured lending).
0800 600 888 

How can we help? Talk to AA Finance about a smart personal loan for you, today. 

  • Fixed annual interest rates from 10.95%*. Control your budget with set repayments and no surprises.
    From 10.95% per annum
  • Take out a personal loan before 31 March 2017 and go in the draw to win your choice of: Apple iPad 2, Apple Watch, Panasonic TV, Amazon Kindle or UE Mega Boom Speakers**.
    Five great prizes
  • Apply online in 5 minutes (or less). Approval in 2 to 3 hours. We won’t keep you waiting.
    Fast approval
  • Loans for all sorts of reasons. Terms from 1 to 5 years, plus flexible repayment options. Learn more
    Flexible terms andoptions
Apply online Or call us on 0800 600 888 5 days a week,
8am – 5:30pm for an obligation free quote.

* View Terms & Conditions.

*Normal lending criteria, terms, conditions and fees apply including an establishment fee of $200 for AA Members (or $240 for non AA Members) and a PPSR fee of $10. Interest accrues from the date the loan is advanced. The actual fixed annual interest rate charged to you will depend on your personal circumstances. Fixed annual interest rates range from 10.95% to 17.95%. Minimum loan amount is $3,000. Loan terms from 1 to 5 years.

**All AA Finance personal loans drawn down by 5pm 31 March 2017 will go in the draw to win one of five prizes. There are five chances to win during the promotional period. Each winner will be eligible to select their preferred prize from the five prizes offered during the promotional period. The five prizes are: (1) Apple iPad Air 2 (32GB); (2) Panasonic 40" Full HD LED (Model: TH – 40D400Z); (3) Apple Watch Series 2, Sports Band; (4) Ultimate Ears UE MEGA BOOM; (5) Amazon Kindle Voyage WiFi. Five winners will be randomly drawn on 11 April 2017 and contacted by 14 April 2016. The prize will be forfeited if contact cannot be made by 19 April 2017. Competition not open to staff of The New Zealand Automobile Association Incorporated and its related businesses. Further competition Ts and Cs.

Why choose an AA Finance personal loan


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Helpful

Our friendly team is just a call away for any questions.

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Smart

Flexible terms and structures to meet your needs.

Trusted

Trusted

We help Kiwis make smart borrowing choices.

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Fast

Easy online application and approval in 2-3 hours.

Already an AA Member?

Ask us about additional savings that AA Members are eligible for.


Apply online Or call us on 0800 600 888 5 days a week,
8am – 5:30pm for an obligation free quote.

Here's what AA Finance customers have to say


The team at AA finance were extremely helpful and informative, they were friendly to talk to and listened to my needs. They made the experience an enjoyable one.
Adam, Christchurch
The AA finance team were super easy to deal with and made the whole process really straight forward and fast. Phone calls and emails were responded to quickly and the process was easy to follow.
Jo, Porirua
AA Finance was very easy to do business with, always ready to give the answers I needed and gave me complete satisfaction without fuss. I highly recommend their services. My sincere thanks,
Laurence, Matakohe
AA Finance was absolutely amazing! I had the most wonderful business manger who did everything she could to help me out and organise my loan quickly. Could not wish for better service! Thank you.
Charlie, Auckland

Frequently asked questions


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Apply online Or call us on 0800 600 888 5 days a week,
8am – 5:30pm for an obligation free quote.
Fixed interest rates range from 10.95% p.a. to a maximum of 17.95% p.a. on a minimum 12 month to a maximum 60 month term. A loan establishment fee of $200 for AA Members ($240 for non AA Members) applies. Example: A loan of $5,000 over 12 months at 13.95% has fees totaling $240 and a total repayment of $5,644.33, equating to 12 monthly payments of $470.36.

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