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Finance

Vehicle loans at competitive rates and with flexible terms.

Car loans

Fast approval and car loans from 9.95%. Want to work out your repayments? Check out our handy car loan calculator. Ready to apply? Use our easy application online. 

Personal loans

We can help with secured personal loans for all sorts of reasons. Approval in only 2 to 3 hours with flexible terms tailored to suit your needs. Check out our handy personal loan calculator and apply online today.

Motorbike loans

Buying a motorbike? Talk to AA Finance today. Use our easy online application to get your motorbike finance underway. Fast approval and flexible terms. Apply online today.

Boat loans

AA Finance can help with loans for boats, caravans, campervans and more! Competitive rates, flexible terms and fast decisions. Use our handy online calculator to work out your repayments and apply online today.

Contact AA Finance

Need to get in touch? Use this form to send the team an email, or call us on 0800 500 555 (vehicle loans) or 0800 600 888 (personal loans). We’re open 7 days a week, from 8am to 6pm.

Our recent blog posts

Some of our latest tips on how to manage debt or plan your finances in general.

What every Kiwi needs to know about credit scores
What every Kiwi needs to know about credit scores

Understanding why it’s important and how you can improve it is a big part of getting sorted financially. Read more

Four mistakes to avoid when applying for a car loan
Four mistakes to avoid when applying for a car loan

Don’t forget to put as much time into getting your car finance right as you do into getting the right wheels... Read more

Selling a car with money owing on it?
Selling a car with money owing on it?

What happens if you need to sell your car before you’ve had time to completely clear your debt? Read more

Is it a good idea to consolidate debt?
Is it a good idea to consolidate debt?

The idea of consolidating all your debt into one loan, and one payment, can be very tempting. Read more

Debt servicing: What is it and how does it relate to you?
Debt servicing: What is it and how does it relate to you?

Don’t forget to put as much time into getting your car finance right as you do into getting the right wheels... Read more

How to be financially savvy in your 30s
How to be financially savvy in your 30s

Your 30s often bring big decisions and new responsibilities so we've sourced some tips for you. Read more

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