AA Mechanical Breakdown Insurance Online Quotes

AA Mechanical Breakdown Insurance (AA MBI)

Take life's little surprises in your stride

When you buy a second-hand car, make sure you're covered for unforeseen mechanical breakdowns with a twelve month AA MBI policy from as little as $49.90 per month* (10 payments).

Right now, you can save 50 cent per litres on fuel when you purchase your AA MBI with AA Smartfuel.

AA Members save 50 cents per litre when you purchase a Mechanical Breakdown Insurance Policy
AA Smartfuel cardholders (non AA Members) save 25 cents per litre when you purchase a Mechanical Breakdown Insurance Policy

Protect against unexpected costs

AA Mechanical Breakdown Insurance provides:

Cover for specified mechanical and electrical breakdowns

12 month cover with ten monthly or annual payment options

30-day money back guarantee as long as you haven't claimed under the policy

Generous claim entitlements which are set when you purchase your AA MBI policy

If your car has a mechanical breakdown while covered by AA MBI, you also receive a quality guarantee for all repairs authorised and carried out under the policy and replacement of consumable items if they are required because of actual failure of mechanical or electrical componentry covered by the policy.

Please note: pre-existing faults aren't covered by AA MBI.

*Premium and claim amounts

Type of Car

10 monthly payments

Annual premium

Excess per claim

Cover limit per claim

Standard
Less than 12 years old & less than 150,000km at policy commencement

$49.90

$499

$5000

$125

Special
Standard definition plus any of the following: turbo charged, manufactured in the USA, uses diesel or hybrid fuel or Mazda RZ8

$69.90

$699

$5000

$250

European
Standard definition plus manufactured in Europe

$79.90

$799

$5000

$350

Modified

Not covered

Get AA Mechanical Breakdown Insurance

Once you have organised your AA MBI policy, it needs to be validated with an AA Mechanical Inspection within 14 days. The inspection costs $85.

To book, call 0800 500 333 and select option 1. Once complete, the results can be posted to AA Mechanical Breakdown Warranty, PO Box 9919, Newmarket, Auckland 1149 or emailed to inspection@maracinsurance.co.nz.

After the inspection, our team will check your results when they’re received. If there are any issues you'll be contacted.