AA Health Private Hospital and Specialist

The right care. Right away.

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AA Health Private Hospital and Specialist


AA Health Private Hospital and Specialist covers you for specialist consultations, diagnostics, surgery, and treatments in a recognised private hospital, with low excess policy options.

Add AA Health Everyday to your policy to cover day-to-day medical expenses like dental, GP consultations, physio and optical.

  • Cover for most pre-existing conditions after three years
  • $300,000 surgical cover per person each year
  • $200,000 medical and cancer cover per person each year
  • AA Members save 5% on all AA Health premiums
  • Your choice of nil, $500, or $1,000 excess options

Benefits*

AA Health Private Hospital and Specialist Annual Benefit limits
Surgery in a recognised private hospital $300,000
Non-surgical hospitalisation $200,000
Cancer treatments $200,000
Diagnostics investigations $15,000
Non-PHARMAC cancer treatment $10,000
Registered specialist skin lesion surgery $6,000
CT, MRI and PET scans $5,000
Intravitreal eye injections $3,000
Travel and accommodation- Cancer $200 per night accommodation, up to $5,000 including travel 
Travel and accommodation- Surgery or Medical $200 per night, up to $3,000 accommodation and a further $2,000 travel
Follow-up investigation for cancer $3,000 each year, for up to five years
Parent accomodation $200 per night, up to $3,000
Obstetrics $2,000 for each pregnancy
Loyalty benefit- sterilisation after two years $1,000 (lifetime limit)
Post-hospital physiotherapy $750
GP surgery $750
Post-hospital therapeutic care $250 
Post-hospital home nursing care $150 per day, up to $6,000 
ACC Treatment Injury Included in Surgical or Medical treatment limits (whichever applies)
ACC Top Up Included in Surgical or Medical treatment limits (whichever applies)  
Road ambulance transfer Included in Surgical or Medical treatment limits (whichever applies)  
Oral surgery Included in Surgical limit (whichever applies)
Pre-existing cover for newborns  
Specialist consultations Included in Surgical or Medical treatment limits (whichever applies). Unlimited number for cancer related consultations, up to 12 for others
Suspension of cover after one year  
Varicose veins surgery Included in Surgical limit
Premium Waiver Up to 2 years, or age 65  

* Terms, conditions, exclusions and limits apply.

AA Health Insurance is administered and underwritten by nib nz limited (nib). nib has been given a Financial Strength Rating of A- (Excellent) from A.M. Best Company. View the rating scale here. nib is a registered Financial Service Provider and member of the Insurance & Financial Services Ombudsman dispute resolution scheme.


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Or call us on 0800 758 758 for an obligation free quote.

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