Simple life insurance with great savings from NZ's most trusted life insurance brand
Why choose Life Cover with AA Life?
NZ's most trusted life insurance brand
The Automobile Association has been an integral part of New Zealanders' lives for over 110 years, with over 1.4 million of us trusting the AA for great motoring assistance.
AA Life is a joint venture between the AA and Suncorp Group, one of the largest financial service providers in Australia. We’ve also received the Reader’s Digest Most Trusted Life Insurance Brand award.
We make it easy
You can apply online and it only involves a few easy questions. No complicated medical questions or health checks required.
You can try us risk free for 30 days
If you change your mind, you can cancel your policy within 30 days and we’ll refund 100% of the premiums you’ve paid.
Sign up today and you’ll receive 20 cents per litre off fuel once per month for 1 year with AA Smartfuel! That’s a potential saving of up to $120.
AA Smartfuel terms and conditions
- AA Members get a 5% discount on new policies
- You may also qualify for a 10% health and lifestyle discount depending on your answers to a few simple questions
Life Cover provides a lump sum payout as death cover to cover funeral costs, living costs and any debts like a mortgage or credit card bills.
A simple and affordable way to help your loved ones pay for your funeral costs.
Cancer Care Insurance gives you a lump sum of money to help ease the financial pressure so you can focus on your recovery.
Pays up to $3,500 per month if you’re temporarily unable to work due to sickness or injury.
AA Life Accidental Death Insurance is a low cost alternative to Life Cover.
Accident Recovery Insurance provides a cash payout to help you recover from certain types of accidental injuries.
Do it online
How does it work? Three easy steps
- Select the product that's right for you
Life Cover is our standard product that covers death, with an early payout for terminal illness.
- Select how much you need or can afford
We have broken down cover into three levels – Clear all debts (debts and funeral), Simple provision (maintaining lifestyle and covering kids' education), Do something extra (leaving a legacy).
- See if you qualify
Most people who apply get covered. Checking if you qualify only takes a few minutes and then you’ll know if you can get life insurance.
We’re on a mission to help you save more money
On the whole, Kiwis are underinsured – and we want to do something about that. We think most people should have at least the minimum cover to guard against the worst life can throw at us. Our goal is to help you understand why life insurance is important and provide comprehensive, easy-to-get cover.
“I want to make sure that anything to do with me is covered.”
– Cathy and Owen
“If I found I had cancer and was dying, I’d like to do something special with the family. Create memories for the kids.”
– Sarah Gatjens
“AA Life’s policies were easy to follow, seemed pretty straightforward, and it was a good price.”
– David Bloomer