Simple life insurance with great savings from NZ's most trusted life insurance brand

Life Cover from AA Life can make the hardest time just that little bit easier for those you love.

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Use our handy calculator to find out exactly what cover suits you best.

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› About Life Cover

Why choose Life Cover with AA Life?

NZ's most trusted life insurance brand

logo readers digest award 2015

The Automobile Association has been an integral part of New Zealanders' lives for over 110 years, with over 1.4 million of us trusting the AA for great motoring assistance.

logo readers digest award 2014

AA Life is a joint venture between the AA and Suncorp Group, one of the largest financial service providers in Australia. We’ve also received the Reader’s Digest Most Trusted Life Insurance Brand award in 2013, 2014 and 2015. 

We make it easy

You can apply online and it only involves a few easy questions. No complicated medical questions or health checks required.

You can try us risk free for 30 days

If you change your mind, you can cancel your policy within 30 days and we’ll refund 100% of the premiums you’ve paid.

Calculate Life Cover

Additional savings

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Sign up today and you’ll receive 20 cents per litre off fuel once per month for 1 year with AA Smartfuel! That’s a potential saving of up to $120.
AA Smartfuel terms and conditions

  • AA Members get a 5% discount on new policies
  • You may also qualify for a 10% health and lifestyle discount depending on your answers to a few simple questions
learn more

Our Life Insurance Policies

Choose from our range of policies and select the one that best suits your situation and budget.
› See all our policies

How does it work? Three easy steps

  1. Select the product that's right for you
    Life Cover is our standard product that covers death, with an early payout for terminal illness.
  2. Select how much you need or can afford
    We have broken down cover into three levels – Clear all debts (debts and funeral), Simple provision (maintaining lifestyle and covering kids' education), Do something extra (leaving a legacy).
  3. See if you qualify
    Most people who apply get covered. Checking if you qualify only takes a few minutes and then you’ll know if you can get life insurance.

We’re on a mission to help you save money on life insurance

On the whole, Kiwis are underinsured – and we want to do something about that. We think most people should have at least the minimum cover to guard against the worst life can throw at us. Our goal is to help you understand why life insurance is important and provide comprehensive, easy-to-get cover.

› Hear from our customers

Carli Te Hira

“I’ve been to a lot of tangi and there are so many families out there that don’t have insurance. You see the struggle.”
– Carli Te Hira

Watch Carli's story


“At the end of the day you’ve got to make sure you’re covered, it’s your family that pays for it in the long run.”
– David

Watch David's story

Cathy and Owen

“I want to make sure that anything to do with me is covered.”
– Cathy and Owen

Watch Cathy's story

Limited time offer!

Sign up for Life Cover or Funeral Cover today and get a $50 Prezzy card*.

Prezzy card promotionEnter the promo code prezzy50 on the Life Cover or Funeral Cover quote page.

*Terms and conditions apply.

Have a question or need life insurance guidance?

Call us at 0800 808 234

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