AA Mechanical Breakdown Insurance (AA MBI)

Protect against unexpected costs

If you own or buy a second hand car, make sure you're covered for unforeseen mechanical breakdowns.


per month

Or call 0800 670 670

Why to choose AA Mechanical Breakdown Insurance

  • Cover for specified mechanical and electrical breakdowns
  • 12 month cover with ten monthly payments or annual payment options
  • 30-day money back guarantee as long as you have not made a claim under the policy
  • Generous claim entitlements which are set when you purchase your AA MBI policy
  • A quality guarantee for all repairs authorised and carried out under the policy
  • Replacement of consumable items if they are required because of actual failure of mechanical or electrical components covered by the policy

Please note: pre-existing faults are NOT covered by AA MBI

Premium and claim amounts

Type of car 10 monthly payments
Annual premium
Less than 12 years old & less than 150,000km at policy commencement
Excess per claim: $125 Cover limit per claim: $5000
$49.90 $499 Buy now
Standard definition plus any of the following: turbo charged, manufactured in the USA, uses diesel or hybrid fuel or Mazda RX8
Excess per claim: $250 Cover limit per claim: $5000
$69.90 $699 Buy now
Standard definition plus manufactured in Europe
Excess per claim: $350 Cover limit per claim: $5000
Buy now
Please note: modified cars are not covered. Please contact us to discuss.

After you have purchased your policy

Your new policy will need to be validated with an AA Mechanical Inspection within 14 days.

After the inspection, our team will check your results when they’re received. If there are any issues you'll be contacted – otherwise, your policy will be in effect.

The Mechanical Inspection costs $105. To book, call 0800 500 333 and select option 1.

Once complete, the results can be posted to AA Mechanical Breakdown Warranty, PO Box 9919, Newmarket, Auckland 1149 or emailed to inspection@maracinsurance.co.nz.

Need to book an inspection?
Need to make a claim?
Click to learn more