Third Party Car Insurance

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Third Party Car Insurance


Third Party Insurance is not about protecting your car. It's about protecting yourself in case you accidentally damage someone else's car or property.

You can also choose to extend your cover to Third Party, Fire & Theft to protect your own vehicle if it's stolen or damaged through fire or theft.

Key benefits

  • Damage to someone else's property
    • If your car accidentally damages someone else’s car or property, we’ll pay up to $20 million if you’re legally liable for the costs.

  • Uninsured accident cover
    • In an accident with an uninsured vehicle - we'll pay for the repairs to your car up to $4,000.

  • Agreed Value
    • If you have a Third Party, Fire & Theft policy, together we work out what your vehicle is worth, so you know exactly what we'll pay if it's written off in a fire or stolen - no haggling, no hassles.

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.