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Cat Insurance

We've created cat insurance to help cover the costs of unexpected vet bills - because nine lives' worth of those expenses would be tough on anyone's wallet! AA Pet Insurance can help get treatment sorted for your feline friend if illness or injury happens.**

Choose from our three plans; Essentials, Comprehensive and Accident Only. Each plan offers different benefits so that you can choose the one that best suits your needs.

Plan Options

The AA Pet Insurance Essentials plan provides limited cover and includes cover for vet expenses, funeral costs and additional optional benefit for dental care.

The AA Pet Insurance Comprehensive plan has the most extensive range of benefits of our three plans, including cover for vet expenses, routine care, holiday cancellation costs, funeral costs and additional optional benefit for dental care.

The AA Pet Insurance Accident Only plan provides a limited cover for accidents only. This plan only covers vet expenses and funeral costs if an accident occurs.

Be confident knowing what your cat insurance covers

Pet insurance can help cover unforeseen vet bills, accidental injuries and illness. We want to make sure you’re confident in knowing what your cat is and isn’t covered for. That means reading your policy wording to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy. You should refer to the full Policy Wording to check what is and isn’t covered.

  • We cover 80% of eligible vet bills. A 20% co-payment applies per claim.
  • Dental cover is an optional extra and isn’t included as part of your standard policy. Dental cover can be added to the Essentials and Comprehensive plans only.
  • Your cat must be 8 weeks old or older on the start date of your Starter Cover or policy. Upper age limits for new policies apply to all plans.
  • If your cat has any pre-existing conditions, we can’t cover any claims associated with that condition.
  • Your premium is likely to increase, as your pet gets older.

Table of benefits
(per pet)

Essentials Plan

Comprehensive Plan

Accident Only Plan

Policy aggregate

(the maximum amount we will pay you for all claims combined under Sections 1 and 2 during your period of cover)

$7,000

$11,000

$5,000

Co-payment

20%

20%

20%

​Injury

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​Illness

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Specialist Treatment

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Patella Conditions

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​Cruciate Ligament Conditions

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Alternative Therapy

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Routine Care

 

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Funeral Costs

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Owner Hospitalisation
(Emergency Boarding Fees)

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Lost Pet
(Advertising & Reward)

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Holiday Cancellation

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Dental Care
(Optional Benefit)

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^ Only if related to an accident  
** This is a summary only. Limits, conditions and exclusions apply. For full details please refer to the Policy Wording and Starter Cover Terms and Conditions.

Pet Insurance Policy Benefits**:

  • AA Member and Multi-pet Discounts
    • AA Members receive a 10% discount on each AA Pet Insurance policy and a further 5% Multi-pet discount for each additional policy. Non-AA Members are eligible to receive the 5% Multi-pet discount for each additional policy. All discounts apply to the standard policy premium but not the additional cost of optional dental care.

  • Holiday Cancellation Cover
    • If you need to cancel your holiday because your cat has a life-threatening condition, we’ll cover your holiday costs up to $500 under the Essentials plan and $1500 under the Comprehensive plan.

  • Starter Cover for Puppies and Kittens
    • We want you to take the time to enjoy your new family addition, knowing that if accidents or illnesses occur, we’ll be here to help. That's why we offer Starter Cover for Puppies and Kittens. Starter Cover is for puppies and kittens between 8 and 20 weeks old, with no premiums payable and only $100 excess per event.
      Find out more about our Starter Cover

  • No Upper Age Limit Once Insured
    • With us, you can insure cats that are as young as 8 weeks old up to the ripe old age of their 8th birthday and there is no age limit for later renewals of cover, as long as your cat has been insured without a break.

  • Optional Dental Cover
    • Troubles such as gingivitis, abscesses, dental disease and cavities can pop up when you least expect it. The Optional Dental Cover provides additional cover up to the value of $350 when your cat requires dental treatment for covered conditions. An additional premium will apply.

  • We Cover up to 80% of Eligible Vet Bills
    • If, during your period of cover, your cat suffers an illness or an injury, we will reimburse you up to the limits specified in the Policy Wording for all eligible vet expenses, necessarily incurred by you to treat your pet’s condition. You will pay a 20% co-payment for each covered event.

** This is a summary only. Limits, conditions and exclusions apply. For full details please refer to the Policy Wording and Starter Cover Terms and Conditions.

 

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Have a question?

Our friendly, pet-loving team are here to help. Give them a call to chat through the policy.

We’re available 8:30am to 5pm Monday through to Friday
0800 700 555

 

The Insurer

AA Pet Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 (Incorporated in Australia) trading as Allianz New Zealand. You should consider the Policy Wording before making any decisions about this pet insurance policy.