AA Health Insurance
From one of NZ's most trusted health insurance brands
Get 6 months Everyday Cover FREE^
Get your first 6 months Everyday Cover free when you take it out in combination with either the Private Hospital or Private Hospital & Specialist Cover before 3 December 2023.
With Everyday Cover, you can claim up to 60% of your eligible costs back, up to the annual benefit limits. That includes up to $700 worth of dental, physio, and GP consultations (after a 2-month waiting person) plus $200 worth of glasses and contact lenses at the end of a 6-month waiting period.
AA Health Everyday Cover |
Annual Benefit limits |
Standard waiting period |
| Dental | $450 | 2 months |
| GP Consultations | $150 | 2 months |
| Physiotherapy | $100 | 2 months |
| Glasses and contact lenses | $200 | 6 months |
AA Health Insurance
AA Health Insurance provides quality, affordable cover for you and your loved ones - from day-to-day medical expenses like GP and physio, through to surgery and specialist consultations, plus non-PHARMAC treatments. With AA Health Insurance, you can sit back and relax knowing you're covered by one of NZ's most trusted health insurance brands.
As a New Zealand resident, it's true that you can get emergency care and treatment for serious conditions through the public health system. Relying on this alone can come with disadvantages though - you may have long wait times for treatment, you may not have access to the health provider of your choosing, and you may not receive compensation from the ACC if your condition isn't related to an accident. Having health insurance means you can get the treatment you need faster.
Why choose AA Health Insurance
Proud to be a trusted, and well-loved Kiwi brand
We’re delighted to be recognised by Kiwis like you. For the last seven years, we’ve been voted Highly Commended in the Reader's Digest Trusted Brand survey alongside receiving Canstar's 2023 Most Satisfied Customers Award with a 5-Star Rating in overall satisfaction.
How much difference could health insurance make?
With no health insurance in place, unexpected treatment costs could leave you in a difficult position financially. Health insurance helps pay toward these costs and gives you control over where and who you're treated by. It's good to know how much typical procedures cost to get a better understanding whether you'd benefit from having cover in place.**
Making claims easy
We make the claims process simple so you can focus on recovering while we look after your claim. To make your claim hassle-free, some First Choice network healthcare providers can submit pre-approvals and claims on your behalf. Plus, by choosing a First Choice network healthcare provider, you'll have 100% of your eligible costs covered (up to your benefit limit, subject to any excess payable and in line with your policy terms).
For more information on making a claim, visit our Make a claim page.