Pet Insurance

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AA Pet Insurance

We know what matters when it comes to looking after New Zealand’s cats and dogs. Our pet insurance plans can help support you and your furry friend every step of the way, from your puppy and kitten’s early weeks and into its later years.

We’ve created three plans and a simple application process so that you can relax and enjoy life with your most huggable family member.


Why choose us


Fetch a quote online in minutes so you can spend more time with your four-legged friends. All you need is a few basic details, like the name, age and breed of your dog or cat.


We’ve made it simple with three plans to choose from.


With the AA being one of NZ’s trusted brands, we’re proud to take care of Kiwis’ insurance needs, helping to eliminate stress and uncertainty.


We love pets too! Our friendly team of pet lovers are here to help answer your questions and support you through any claims.

Pets we cover

AA Pet Insurance covers your dog to help it get the treatment it needs if it gets ill or injured.

AA Pet Insurance for cats is designed to help cover the costs of unexpected vet bills so that you can rest easy.

AA Pet Insurance offers Starter Cover for Puppies and Kittens. Apply for 6 weeks’ cover with no premiums and only $100 excess per event.

AA Pet Insurance Benefits**:

  • AA Member and Multi-pet Discounts
    • AA Members can receive a 10% discount on each AA Pet Insurance policy and a further 5% Multi-pet discount for each additional policy.* Non-AA Members are eligible to receive the 5% Multi-pet discount for each additional policy. All discounts apply to the standard policy premium but not the additional cost of optional dental care.

  • Holiday Cancellation Cover
    • If you need to cancel your holiday because your pet has a life-threatening condition, we’ll cover your holiday costs up to $500 under the Essentials plan and $1500 under the Comprehensive plan.

  • Starter Cover for Puppies and Kittens
    • We want you to take the time to enjoy your new family addition, knowing that if accidents or illnesses occur, we’ll be here to help. That's why we offer Starter Cover for Puppies and Kittens. Starter Cover is for puppies and kittens between 8 and 20 weeks old, with no premiums payable and only $100 excess per event.
      Find out more about our Starter Cover

  • No Upper Age Limit Once Insured
    • With us, you can insure pets that are as young as 8 weeks old up to the ripe old age of their 5th or 8th birthday (depending on the breed) and there is no age limit for later renewals of cover, as long as your pet has been insured without a break.

  • Optional Dental Cover
    • Troubles such as gingivitis, abscesses, dental disease and cavities can pop up when you least expect it. The Optional Dental Cover provides additional cover up to the value of $350 when your cat or dog requires dental treatment for covered conditions. An additional premium will apply.

  • We Cover up to 80% of Eligible Vet Bills
    • If, during your period of cover, your cat or dog suffers an illness or an injury, we will reimburse you up to the limits specified in the Policy Wording for all eligible vet expenses, necessarily incurred by you to treat your pet’s condition. You will pay a 20% co-payment for each covered event.

** This is a summary only. Limits, conditions and exclusions apply. For full details please refer to the Policy Wording and Starter Cover Terms and Conditions.


Have a question?

Our friendly, pet-loving team are here to help. Give them a call to learn more about the policy.

We’re available 8:30am to 5pm Monday through to Friday
0800 700 555

The Insurer

AA Pet Insurance is issued and managed by AWP Services New Zealand Limited trading as Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (incorporated in Australia). You should consider the policy wording before making any decisions about this pet insurance policy.

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Financial Strength Rating

The Hollard Insurance Company Pty Ltd has a financial strength rating of A- (Excellent) issued by A.M.Best Company Inc.

General Information

Our website provides general information only about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information does not take into account an individual's particular circumstances, financial or otherwise and is not intended to be financial advice. You should consider if this product suits your needs by reviewing the policy documentation carefully. We do not provide insurance advice nor suitability of the product for your needs.