Small Business Insurance
Whether you’re a tradie, retailer, barista or making a living from home, we’ve got you covered.
Every business is unique, and your insurance needs are likely to change as your business grows. The family people mover may become the full-time delivery van. You might start out as the only employee but may need to hire more people to join your team. Whatever your requirements, we’re here to help you choose the insurance cover you need, so you can focus on taking care of business.
Public and Products Liability Insurance
Cover for your legal liability if property is damaged or someone is injured due to your business activities.
Commercial Vehicle Insurance
Your choice of Comprehensive, Third Party, Fire & Theft or Third Party Only cover.
Business Contents and Stock Insurance
Covers you for loss or damage to your contents and stock which are normally kept at your business premises.
Portable Contents and Stock Insurance
Cover for your contents and stock which you normally carry around with you for your business, such as phones, laptops and tools.
Statutory Liability Insurance
Covers defence costs and fines ordered against you as a result of unintentional breaches of most New Zealand laws.
Employers Liability Insurance
Covers your defence costs and legal liability to pay damages to your employees who suffer a personal injury at, or because of, work.
Back in Business Insurance
Covers those situations when accidental damage prevents your business from operating. There are different levels of cover you can choose from.
Employee Theft Insurance
Covers you for physical theft of money or property (but not computer-based crime).
Equipment Breakdown Insurance
Covers you for damage occurring to refrigeration machinery at your place of business.