When your car breaks down, MBI is here to help with unexpected repair bills to get your car fixed, so that you can get back on the road again.
At the AA, we understand what motorists need. That’s why we offer extensive MBI cover to suit your needs – and your pocket.
We want to make sure you’re confident in knowing what you are or aren’t covered for. That means reading the Policy Wording to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy.
| Advantage | Advantage Plus | |
|---|---|---|
| Limit per claim* | Up to $5,000 or market value | Up to $10,000, $12,500 or $15,000 |
| Access & Comfort | N/A | Yes |
| Assistance & Safety | N/A | Yes |
| Entertainment | N/A | Yes |
| Performance | N/A | Yes |
| Towing | $300 per claim | $300 per claim |
| EV & hybrid battery cover** | $2,500 - $5,000 | $5,000 - $10,000 |
| Additional Cover Options | ||
| AA Roadside | Available | Available |
| Consumable items | $300 per claim | $300 per claim |
| Travel disruption | $1,200 per claim | $1,200 per claim |
* Claim limits depend on make and model. The total of all claims is limited to the vehicle's market value.
** EV & hybrid battery cover depends on the age of your vehicle at claim time.
This table is a summary only. Eligibility criteria depend on vehicle age and kms at time of insurance purchase, and are subject to vehicle make and model. Please see the Policy Wording for full terms, exclusions, conditions and benefits.
An Electric Vehicle Battery Cover will be added to your cover for electric battery and hybrid vehicles. The package has some unique conditions and covers auxiliary engines, drive unit (inverter), dual charger and electric vehicle batteries.
Select your policy purchase period below.
"This is my second time buying this mechanical insurance, it's easy to claim and there is no need to worry if anything happens, as it is covering all the cost. That's why I have renewed for another three years."
"Quick and easy to purchase with pricing up front."
"I had a great experience getting MBI for my new car. The information provided on the MBI options was clear and concise, and the application process was very easy."
Available Monday to Friday, 8am-5pm
Available Monday to Friday, 8am-5pm
AA Mechanical Breakdown is a partnership between The New Zealand Automobile Association Incorporated (AA) and Autosure Insurance Limited (Autosure). Autosure underwrite AA Mechanical Breakdown products.
Autosure Insurance Limited has been given a B++ (Good) financial strength rating by A.M Best.
Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your personal circumstances, needs or goals and is not intended to be financial advice.
If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.
