AA Health Private Hospital and Specialist
AA Health Private Hospital and Specialist covers you for specialist consultations, diagnostics, surgery, and treatments in a recognised private hospital, with low excess policy options.
Add AA Health Everyday to your policy to cover day-to-day medical expenses like dental, GP consultations, physio and optical.
- Cover for most pre-existing conditions after three years
- $300,000 surgical cover per person each year
- $200,000 medical and cancer cover per person each year
- AA Members save 5% on all AA Health premiums
- Your choice of nil, $500, or $1,000 excess options
|AA Health Private Hospital and Specialist||Annual Benefit limits|
|Surgery in a recognised private hospital||$300,000|
|Non-PHARMAC cancer treatment||$10,000|
|Registered specialist skin lesion surgery||$6,000|
|CT, MRI and PET scans||$5,000|
|Intravitreal eye injections||$3,000|
|Travel and accommodation- Cancer||$200 per night accommodation, up to $5,000 including travel|
|Travel and accommodation- Surgery or Medical||$200 per night, up to $3,000 accommodation and a further $2,000 travel|
|Follow-up investigation for cancer||$3,000 each year, for up to five years|
|Parent accomodation||$200 per night, up to $3,000|
|Obstetrics||$2,000 for each pregnancy|
|Loyalty benefit- sterilisation after two years||$1,000 (lifetime limit)|
|Post-hospital therapeutic care||$250|
|Post-hospital home nursing care||$150 per day, up to $6,000|
|ACC Treatment Injury||Included in Surgical or Medical treatment limits (whichever applies)|
|ACC Top Up||Included in Surgical or Medical treatment limits (whichever applies)|
|Road ambulance transfer||Included in Surgical or Medical treatment limits (whichever applies)|
|Oral surgery||Included in Surgical limit (whichever applies)|
|Pre-existing cover for newborns|
|Specialist consultations||Included in Surgical or Medical treatment limits (whichever applies). Unlimited number for cancer related consultations, up to 12 for others|
|Suspension of cover after one year|
|Varicose veins surgery||Included in Surgical limit|
|Premium Waiver||Up to 2 years, or age 65|
* Terms, conditions, exclusions and limits apply.
AA Health is underwritten by nib nz limited (nib). nib has an A- (Strong) Financial Strength Rating issued by S&P Global Ratings Australia Pty Ltd. View the rating scale here. nib is a registered Financial Service Provider and member of the Insurance & Financial Services Ombudsman dispute resolution scheme.