Kiwis know a thing or two about trust

We're proud to be voted NZ's Most Trusted Life Insurance Brand^ for the 8th time


Promo code: CASHBACK

Now offering 20% cash back on Life and Funeral Cover

For a limited time, you can get 20% cash back on your first year's premium.  Your cash back will be paid into your account after your first year anniversary*.

Just remember to use the promo code: CASHBACK.  Offer ends 31 July 2021.

Get a quote       Call the team 

Thanks for voting us Most Trusted Life Insurance Brand.

As humans, we're hardwired to connect with and trust others. Trust is something that is undeniably necessary for the success and happiness of all relationships - including financial relationships.

Trust is something that Kiwis think about when choosing a life insurance brand. Given that the AA has been helping Kiwis for more than 115 years, it's no wonder that AA Life is a brand they trust most when it comes to their life insurance needs^.

Why choose AA Life Cover

  • Kiwis aged 16-59 can apply
  • You're covered immediately upon acceptance - no waiting
  • There's an early payout for terminal illness
  • $15,000 early payout to help with funeral costs
  • Up to $1 million tax-free, lump sum payout

Get Life Cover     Find out more


Why choose AA Life Funeral Cover

  • Acceptance is guaranteed for Kiwis aged 50-79 without terminal illness
  • Fixed premium, which means your premium won't increase with age
  • There's an early payout for terminal illness.
  • We'll pay double your cover amount if you die from an accident
  • 20% discount available if you join with someone else within 48 hours of each other

Get Funeral Cover     Find out more


Prefer to chat?

If you would like to speak to someone about your life insurance options, call our NZ based team on 0800 225 245 or visit your nearest AA Centre to talk to one of our Insurance Consultants.

Call the team     

Our insurance partner

AA Life insurance policies are brought to you by the New Zealand Automobile Association Incorporated and underwritten by Asteron Life Limited.

Financial strength rating

Asteron Life Limited has been given an A+ financial strength rating by Standard & Poor’s.

Financial advice

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.

If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

More information

Contact Us
Make a Claim
Complaint Process 
Terms and Conditions

*Take out a new Life or Funeral Cover policy from 24 May to 31 July 2021 and get 20% cash back on your first 12 months premium for every new policy. You must have paid for the first twelve months of premiums for the new policy to qualify for the offer. The 20% cashback will be paid into your account which you use for the premium payment on the 20th of the month following your first year’s anniversary with us. Use of the promo code ‘CASHBACK’ is required. Limit of 1 offer per policy. This offer is not available for renewing policies. For full promotional terms and conditions please see here

^AA Life has been voted by New Zealanders as NZ's Most Trusted Life Insurance Brand in the 2021 Reader's Digest Trusted Brands survey.

15% AA Member discount available when you provide your valid AA Membership number on application.