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  • Can I insure my children?

    By taking out an insurance policy for yourself you are ensuring your children will be cared for when you are gone. You can't insure your children under your policy - a person must be 16 or over to take out a life insurance policy.

  • Do I have to be an AA Member to buy life insurance from AA Life?

    No. AA Life offers life insurance to all New Zealand residents, both Members of the AA and people who aren't members.

    If you are a Member of the AA, you'll get a 5% discount on your premiums and you'll earn one AA Rewards Point for every $10 you spend on your premiums.

  • What if I already have life insurance with another company?

    No problem. You can still keep it if you want to or we can provide you with a quote if you think you might like to consider moving things across. Buying additional life insurance can be an easy way to top up the total value of your existing life insurance.

  • How long will it take for a lending decision to be made?

    We’ll usually let you know in an hour during business hours.

  • Is there a minimum loan amount?

    $5,000 is our minimum loan amount.

  • Is there a loan establishment fee?

    Yes. The loan establishment fee is $325 for AA Members and $375 for non-Members.

  • Do I get a discount off the retail price of the car?

    As AA Finance is a major lease company we enjoy substantial fleet discounts on most vehicles. We pass on these discounts to our lease customers.

  • What type of car can I lease?

    AA Finance will purchase a vehicle to meet your specific requirements. Most vehicles that are available new in New Zealand will be considered for a lease option

  • How long will it take for a lending decision to be made?

    We'll let you know in about an hour if you're buying from a dealer, or within one working day (once we have all the information we need) if you’re organising a loan directly with us.

  • Is there a minimum age for applying for boat and leisure finance?

    Yes, you need to be at least 18 years of age and must be a New Zealand resident.

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