2 months FREE AA Pet Insurance Terms and Conditions

Participation in this promotion is deemed acceptance of these Terms and Conditions.

The promotion is being run by The New Zealand Automobile Association (Incorporated) (NZAA) located at Level 5, 20 Viaduct Harbour Avenue, Auckland 1010 (the “Promoter”). 

AA Pet Insurance policies are issued by The Hollard Insurance Company Pty Limited (Hollard) (the “Insurer”), distributed by The New Zealand Automobile Association (Incorporated) and administered and managed by PetSure (Australia) Pty Limited (the “InsurerAdministrator”)

The Offer

  • This offer commences on 12:00AM (NZDT) 1 December 2025 and ends on 11:59PM (NZDT) 31 January 2026 (Offer Period). Offer provides new customers with 2 months free in their first policy year only when they purchase a new AA Pet Insurance Policy during the Offer Period (Offer).

Eligibility Criteria

  • Renewing policies are not eligible for the promotion.

  • Employees and their immediate families of the Promoter and their associated agencies and related companies are not eligible to participate. For this purpose, the Promoter includes The New Zealand Automobile Association (Incorporated), and any of its divisions, subsidiaries, the Iinsurer, and Administrator of the AA Pet Insurance policies, and any third party under applicable contract, or joint venture companies.

  • Offer will cease if you change your level of cover. Not available with any other offer except for 

    1) AA Members can receive a 5% discount on each AA Pet Insurance policy when providing a valid AA Membership number on application.

    2) Multi-pet discount*for additional pets.

  • The Promoter may, in its absolute discretion, refuse to provide the Offer to a customer who, in the Promoter’s view, has acted fraudulently or not complied with these Terms and Conditions.

  • Eligibility criteria apply for AA Pet Insurance and Offer is subject to the AA Pet Insurance terms and conditions (refer to the Policy Wording Document). AA Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.

  • Your application for a new Qualifying Policy is subject to standard underwriting criteria.

Fulfilment

  • Offer provides new customers with 2 months free in their first policy year only when they purchase a new AA Pet Insurance Policy during the Offer Period (Offer).

  • Offer is automatically applied to your quote at the time of purchasing the AA Pet Insurance Policy using promo code 2MONTHSFREE.

  • If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your policy, from the selected policy commencement date. 

  • The first premium will be charged on the first premium instalment of the 3rd month of your policy. 

  • For annual payments, the 2 months free will be deducted from your first policy year premium at the time of purchase. 

Terms of Use for the Offer

  • The Offer is non-transferable, and not redeemable for cash.  The 2-months-free offer applies to premium payments only. Any applicable excess is payable at the time of claim. 

  • Please note, once the Offer has been accepted at the level of cover previously selected, it will remain at the same for the 2-month period of the Policy. You can cancel your Qualifying Policy at any time in accordance with the terms of the Qualifying Policy. 

  • After the 2-month free period, usual premium charges applicable to the Qualifying Policy will apply.

Limitation of Liability

  • The Promoter, its related companies, joint ventures, agencies associated with this Offer, and the business partners associated with the AA Pet Insurance policies, will not be liable for any loss, claim, cost, expense, liability or injury (“Loss”) suffered by any person in any way associated with the Offer except where such Loss cannot be excluded by law.

General

  • The Promoter reserves the right to modify the terms of this Offer at its discretion and to extend, modify, postpone or cancel the Offer at any time.

  • The Promoter’s decision in relation to the Offer is final and no correspondence will be entered into.

  • AA Pet Insurance policies are issued by The Hollard Insurance Company Pty Limited (Hollard), distributed by The New Zealand Automobile Association (Incorporated) and administered and managed by PetSure (Australia) Pty Limited. You should consider the AA Pet Insurance Policy Wording before making any decisions about purchasing an AA Pet Insurance policy. 

  • All Qualifying Policy terms, conditions, limits, sub-limits and exclusions (including waiting periods) apply, as well as any excesses on any claims made during the 2-month free period.

  • The promotion is being run by The New Zealand Automobile Association (Incorporated) (the “Promoter”, “us”, “our”, “we”), Level 5, 20 Viaduct Harbour Avenue, Auckland 1010. Any enquiries about this promotion are to be directed to partnerinsurances@aa.co.nz

  • These Terms and Conditions are governed and construed in accordance with New Zealand law and shall be subject to the exclusive jurisdiction of the New Zealand courts.

    *AA Pet Insurance Multi Pet Discount T&Cs