Just because you are travelling on a budget, doesn't mean you cannot afford travel insurance. Essentials covers you for the things that are most important – your health, safety and personal items.
The Essentials policy covers the risks faced by a traveller with restricted benefits and lower policy limits. It even covers recreational sports coverage and a no excess option.
The tables below set out a summary of the cover that is provided under each plan and the most we will pay in total for all claims under each section.
Important - please note: A maximum total limit applies for all claims by all insured persons uder certain sections and other limits, sub-limits, conditions and exclusions apply. Where used, unlimited means only that where there is no capped dollar sum insured and all costs and expenses claimed must be reasonable. Refer to the general exclusions and policy cover for more details.
Schedule of benefits
|Policy option||Maximum cover|
|Cancellation/travel disruption benefits|
|Loss of deposit/cancellation||$5,000|
|Missed connection/travel delays||$500|
|Dental as a result of injury||$500|
|Baggage, personal effects and money benefits|
|Personal baggage - total limit||$5,000|
|Baggage - item limit||$750|
|Replacement of travel documents||$500|
|Rental vehicle excess||$5,000|
General enquiries 0800 630 115
We are experiencing higher call volumes than usual. If your query is non-urgent, please email [email protected]
New Zealand Toll Free 0800 486 686
Worldwide Collect +64 9 486 6868
Australia Toll Free 1 800 554 114
UK Toll Free 0808 589 3893
USA Toll Free 1 800 326 1543
Our insurance partner
AA Travel Insurance is a partnership between The New Zealand Automobile Association Incorporated (AA) and AWP Services New Zealand Limited trading as Allianz Partners. AA Travel Insurance is issued and managed by Allianz Partners and underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia). You should consider the Policy Wording before making any decisions about this travel insurance policy.
Our website provides general information about our products and services to help you make choices when it comes to protecting the things that matter. The information doesn't take into your personal circumstances, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from an adviser who's registered under the Financial Advisers Act 2008.
*Terms and conditions
- 10% AA Member discount available when you provide your valid AA Membership number on application. The discount applies to our standard pricing and any additional premium for pre-existing medical cover, but does not apply to any additional premium for specified items.