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Third Party Car Insurance

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Third Party Car Insurance

Third Party Insurance is not about protecting your car. It's about protecting yourself in case you accidentally damage someone else's car or property.

You can also choose to extend your cover to Third Party, Fire & Theft to protect your own vehicle if it's stolen or damaged through fire or theft.

Key benefits

  • Damage to someone else's property

If your car accidentally damages someone else’s car or property, we’ll pay up to $20 million if you’re legally liable for the costs.

  • Uninsured accident cover

If you're in an accident with an uninsured driver who was at fault and you get their details, we may be able to cover you up to $4,000.

  • Agreed Value

If you have a Third Party, Fire & Theft policy, together we work out what your vehicle is worth, so you know exactly what we'll pay if it's written off in a fire or stolen - no haggling, no hassles.

This page is only a summary of key benefits, and application for cover is subject to underwriting acceptance. For full details, exclusions and limitations, please read the policy document.

*AA Member discounts are available when you apply and provide us with your valid AA Membership number.

  • You can receive AA Member discounts based on how long you've been an AA Member.
  • An annual dollar discount is available on each AA Insurance Third Party or Third Party, Fire & Theft policy you have with us.*