6 months Everyday Cover FREE*

For the times when a day in bed won’t fix it

There are lots of little health niggles that a hot wheat bag, a day in bed or a hot bath will fix. But when something more serious crops up, it’s good to know you and your family can get the treatment you need while having control over where and who you're treated by. With AA Health Insurance you can sit back and relax knowing you're covered by one of NZ's most trusted health insurance brands^.

Get a quote    0800 758 758

Get 6 months Everyday Cover FREE*

Get your first 6 months Everyday Cover free when you take it out in combination with either the Private Hospital or Private Hospital & Specialist Cover before 31 October 2021. Note that if Private Hospital or Private Hospital and Specialist Cover is cancelled within the first 6 months, Everyday Cover will also be automatically cancelled.

With Everyday Cover, you can claim up to 60% of your eligible costs back, up to the annual benefit limits.

That includes up to $700 worth of dental, physio, and GP consultations, plus $200 worth of glasses and contact lenses at the end of the 6-month period**.

AA Health Everyday Cover
Annual Benefit limits
Standard waiting period
Dental $450 2 months
GP Consultations $150 2 months
Physiotherapy $100 2 months
Glasses and contact lenses $200 6 months

*Offer only available to new customers. Everyday cover must be taken out in combination with Private Hospital cover. If Private Hospital cover is cancelled within the first 6 months, Everyday cover is also automatically cancelled. Current Everyday cover premiums automatically charged at the end of the 6-month free period. Customer can opt to discontinue Everyday cover at any time before end of free period without incurring any charges. Offer ends 31 Oct 2021. Terms, conditions, exclusions and eligibility criteria apply. See full terms here.

** $700 Based on annual benefit limits for Dental, GP consultations and Physiotherapy. After 2-month waiting period served.

Get this offer    0800 758 758

How much difference could health insurance make?

With no health insurance in place, unexpected treatment costs could leave you in a difficult position financially. Health insurance helps pay toward these costs, and gives you control over where and who you're treated by. 


infographic showing common conditions and possible costs Enlarge image.

Cover Options from AA Health Insurance

Covers you for day-to-day medical expenses. Add Everyday benefits to your policy or purchase on its own.

Covers you for diagnostics, surgery, and treatments in a recognised private hospital, with high excess, low premium policy options.

Covers you for specialist consultations, diagnostics, surgery, and treatments in a recognised private hospital, with low excess policy options.

Our Insurance Partner

AA Health Insurance is a partnership between The New Zealand Automobile Association Incorporated (AA) and nib nz. nib nz underwrites AA Health's products.

Financial Strength Rating

nib has been given an A- (Strong) Financial Strength Rating issued by S&P Global Ratings Australia Pty Ltd.

Financial advice

Our website provides general information about products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.

If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

^As voted by NZ’ers in the Readers Digest Trusted Brands Survey.

AA Health is administered and underwritten by nib nz limited.