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International travel insurance

Cover for your overseas adventures
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Call us 0800 808 203

Even when you’re in the early planning stages of your trip, it’s important to consider taking out travel insurance.

That's because as long as you buy your AA Travel Insurance policy before you start travelling, cover for cancellation costs begins straight away. So, if something happens in the lead-up to your trip, we can be there to help you. With international travel insurance, you’ll be supported 24/7 while travelling, with help just a phone call away.

Our three plans - Essentials, Comprehensive, and Annual Multi-Trip, have been designed with flexibility in mind, and provide different benefits and limits. Get an instant online quote. 

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Cover options

The Comprehensive plan offers higher claim limits for certain benefits, a broader range of benefits and more optional cover variations.

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The Essentials plan is designed for those seeking essential cover with fewer benefits and some lower limits. A limited range of optional cover variations are available on this plan.

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If you travel multiple times a year and want to avoid the hassle of taking out a new policy each time, an Annual Multi-Trip policy could be a great option. This can be chosen alongside our Essentials or Comprehensive plan.

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AA Travel Insurance Comprehensive Plan benefits^ 

  • AA Member discount*

AA Members can get a 10% discount on new AA Travel Insurance policies. Simply provide your valid AA Membership number at time of purchase.

  • 24/7 emergency assistance

With AA Travel Insurance, you’ll have 24/7 emergency assistance at your fingertips. Just one call connects you with a specialist who can help with all kinds of travel related setbacks.

  • Cover for existing medical conditions

Some existing medical conditions (subject to meeting criteria) are already covered by our policy. For other medical conditions, you can apply for cover at the same time you purchase your policy. An additional premium may apply.

  • Cover for missed connections or travel delays

If you unexpectedly miss a connection or experience travel delays, you can claim up to the benefit limit of the plan. You could be covered for alternative travel arrangement costs such as flights and accommodation, or for other related expenses incurred due to the delay such as meals.

  • Cover before you depart

If you purchase your policy before you start your trip, it's protected from unforeseen cancellation and loss of deposits the moment your cover is confirmed.

  • Rental vehicle insurance excess

Rental vehicle insurance excess cover up to $10,000 is included.

  • Cover variations available subject to the plan chosen

Choose from a range of cover variations, including Cancellation Plus, Adventure, Adventure Plus (for activities not already included in the plan), Snow Sports, Snow Sports Plus, Motorcycle/Moped Riding Plus, and the Business Pack (for work-related travel). You can also choose to increase your luggage item limits. An additional cost will apply.

  • Cruise Cover

Add Cruise Cover to be covered whilst cruising. Cruise means a trip involving a sea voyage of two nights or more duration, where transportation and accommodation is primarily on a passenger-carrying liner or ship. An additional cost will apply.

^This is only a summary and relates to the current on sale product (Policy Wording with a start date of 1 December 2025). Adding extra cover to the base policy will incur an additional cost. Limits, sub-limits, conditions, and exclusions apply. Standard excess may apply. These are set out in the Policy Wording which you should read before making any decisions about an AA Travel Insurance policy. 

Have a question?

Check out our frequently asked questions, give one of our friendly New Zealand-based team a call Monday to Friday 8.30am - 5.15pm, Saturdays 10am - 1.45pm, or pop into one of our AA Centres to speak to a consultant.

Call: 0800 808 203

Cover more underwriter

Our insurance partner

AA Travel Insurance policies are issued and underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640) trading as Zurich New Zealand, distributed, arranged and administered by Cover-More (NZ) Limited (NZBN: 9429038789373: FAP FSP26184), and promoted and distributed by The New Zealand Automobile Association (Incorporated).  For further information see Zurich New Zealand’s financial strength rating. Consider the Policy Document before deciding to buy this product. Limits, sub-limits, conditions, and exclusions apply. Standard excess may apply.

Financial strength rating

Zurich Australian Insurance Limited (ABN 13 000 296 640) trading as Zurich New Zealand has a financial strength rating of AA- from S&P Global Ratings. This rating shows that the company has very strong financial security characteristics. This is reviewed annually and may change from time to time. View the full and current financial strength rating. 

Financial advice

The New Zealand Automobile Association provides general information about AA Travel Insurance products and services so that you can make a choice that best meets your needs. Information provided does not take into account your personal circumstances, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

QUICK LINKS

AA Travel Insurance homepage

Business travel insurance

Policy Wording

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FAQs

AA Member benefit

10% AA Member discount available for new policies.

Terms and conditions apply.*

International Driving Permit

Going on holiday and driving overseas?

Find out more

More information

Contact us

Policy Wording

About us

Terms and conditions

AA Traveller Member Benefits

*Provide a valid AA Membership number at time of purchase. Discount applies to the total premium.