Policy Wordings

Be confident in knowing what you are or aren't covered for

AA Travel Insurance Policy Wordings

We want to make sure you’re confident in knowing what you are or aren’t covered for. That means reading the policy wordings to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy.

Includes both the Comprehensive and Cancellation Only plans

Includes the Essentials, Comprehensive and Frequent Flyer plans

For International Travel Insurance purchased before 17 December 2020

Our insurance partner

AA Travel Insurance policies are brought to you by the New Zealand Automobile Association Incorporated (AA), are issued and managed by AWP Services New Zealand Limited trading as Allianz Partners, underwritten by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia), (“Hollard”). Terms, conditions, limits, sub limits and exclusions apply. These are set out in the Policy Wording which you should read before making any decisions about an AA Travel Insurance policy.

Financial Strength Rating

The Hollard Insurance Company Pty Ltd ABN 78 090 584 473 (Incorporated in Australia), (“Hollard”), Level 26, 188 Quay Street, Auckland 1010 has been given a financial strength rating of A- (Excellent) issued by A.M. Best Company Inc. To see full details on the Financial Strength Rating please click here.

An overseas policyholder preference applies. Under Australian law, if The Hollard Insurance Company Pty Ltd is wound up, its assets in Australia must be applied to its Australian liabilities before they can be applied to overseas liabilities. To this extent, New Zealand policyholders may not be able to rely on The Hollard Insurance Company Pty Ltd’s Australian assets to satisfy New Zealand liabilities.

Financial advice

The New Zealand Automobile Association provides general information about AA Travel Insurance products and services so that you can make a choice that best meets your needs. Information provided does not take into account your personal circumstances, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

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AA Traveller Member Benefits

*10% AA Member discount available when you provide your valid AA Membership number on application. This discount applies to standard pricing and any additional premium for pre-existing medical cover but doesn’t apply to any additional premium for specific items.