Terms and Conditions

Policy Terms and Conditions

You can review the terms and conditions of your policy within the Policy Wordings here.

Website Terms and Conditions

While every reasonable effort has been made to ensure that the information contained on this website is complete and accurate, neither nib nz limited (as insurer of the AA Health products) nor The New Zealand Automobile Association Inc. represents or warrants the accuracy or completeness of any information on this website, or that this information is suitable for use in every situation.

The information contained on this website is of a general nature only and it is not personalised advice. If you would like advice which takes account of your particular financial situation or goals, please contact your financial adviser. It is important that you treat this website and the information it contains simply as a guide. Full details of the products described or referred to on the website, including full descriptions of defined terms, are set out in the relevant policy documents. You can obtain these from us by calling 0800 758 758.

Neither The New Zealand Automobile Association Inc. nor nib nz limited accepts any responsibility or liability arising directly or indirectly from or in connection with your use of or reliance on this website and the information and representations contained on it, or from any omission from the website. In the event of any inconsistency, implied or otherwise, between the information on this website and any policy documents, then the policy documents will prevail.

Our insurance partner

AA Health is a partnership between The New Zealand Automobile Association Incorporated (AA) and nib nz. nib nz underwrites AA Health's products.

Financial Strength Rating

nib has been given an A- (Strong) Financial Strength Rating issued by S&P Global Ratings Australia Pty Ltd.

Financial advice

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn't take into account your personal circumstances, needs or goals and is not intended to be financial advice.