Policy Wordings

We want to make sure you’re confident in knowing what you are or aren’t covered for. That means reading the policy wordings to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy.

Our insurance partner

AA Health Insurance is a partnership between The New Zealand Automobile Association Incorporated (AA) and nib nz. nib nz underwrites AA Health's products.

Financial Strength Rating

nib has been given an A- (Strong) Financial Strength Rating issued by S&P Global Ratings Australia Pty Ltd.

Financial advice

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn't take into account your personal circumstances, needs or goals and is not intended to be financial advice.

More information

Log in to your AA Health Insurance Account
Contact Us
Make a Claim
Policy Wordings
Prosthesis Schedule
Terms and Conditions

*5% AA Member discount available when you apply and provide your valid AA Membership number on application.

More information

Log in to your AA Health Insurance Account
Contact Us
Make a Claim
Policy Wordings
Prosthesis Schedule
Terms and Conditions

*5% AA Member discount available when you apply and provide your valid AA Membership number on application.