Policy Wordings

We want to make sure you’re confident in knowing what you are or aren’t covered for. That means reading the policy wordings to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy.

Please note: We updated our plans on 1 February 2024. This won’t impact your price but we wanted to let you know what’s changed. Please take a look at the change summaries so you know what you are covered for.

Note : Existing customers will be moved to this updated policy at their annual renewal date from 1 February 2024.

Note : Existing customers will be moved to this updated policy at their annual renewal date from 1 February 2024.

AA Health Insurance policies are brought to you by the New Zealand Automobile Association Incorporated (AA) and are issued and underwritten by nib nz.

nib has been given an A (Strong) Financial Strength Rating issued by S&P Global Ratings Australia Pty Ltd.

Our website provides general information about products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.

If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.