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Right now get 2 months FREE

With any AA Health Insurance Cover after paying for your first month.
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0800 758 758

Here’s a great reason not to put off getting health insurance any longer. Take out any AA Health Cover before 31 July 2026 and you’ll get 2 months FREE after paying for your first month¹. 

It's easy to take good health for granted. But it can be taken away from us at the drop of a hat, which is why getting health insurance for you and your family is something you should consider now.

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Why choose AA Health Insurance

  • Join before 31 July 2026 and get 2 months FREE1 after you've paid the first month's premium.
  • One of NZ’s most trusted health insurance brands2
  • Everyday, Private Hospital, and Private Hospital & Specialist options
  • No medical checks on application
  • Friendly, NZ-based support team
  • Everyday Cover from just $8.27 a week3
  • As an AA Member you can get 5% discount on your policies*

Cover Options from AA Health Insurance

A man riding a bike through bush trail

Everyday Cover

To assist with your day-to-day medical expenses including GP and dentist visits, physio, chiro and osteo, eye exams and eyewear. Add Everyday Cover to your policy or purchase on its own.

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Young girl on her bike with her parents in the foreground

Private Hospital Cover

Covers you for the bigger stuff, like diagnostics, surgery, and specific treatments in a private hospital, with higher excess and lower premium policy options. 

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Private Hospital & Specialist Cover

Covers you for all the things included in Private Hospital Cover, as well as additional benefits such as specialist consultations and diagnostic tests even when you don’t end up needing surgery.

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The Insurer

AA Health Insurance policies are brought to you by the New Zealand Automobile Association Incorporated (AA) and are issued and underwritten by nib nz.

Financial Strength Rating

nib has been given an A (Strong) Financial Strength Rating issued by S&P Global Ratings Australia Pty Ltd.

Financial advice

Our website provides general information about products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.

If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

5% AA Member discount available on AA Health Insurance policies

Available if you provide a valid AA Membership number for you or someone named on your policy*

More Information

> Log in to your AA Health Insurance Account

> Contact Us

> Make a Claim

> Policy Wordings

> Prosthesis Schedule (PDF, 132 KB)

> Terms and Conditions

1New customers only. 2 months free applies after you’ve paid for your first month. Eligibility criteria and T&Cs apply. Offer ends 31 July 2026.

2Voted Highly Commended in the 2026 Reader's Digest Trusted Brand Survey.

3AA Health Insurance Everyday Cover starts from $8.27 per week (including the 5% AA Member discount).

*5% AA Member discounts available if you provide a valid AA Membership number for you or someone named on your policy on application. If provided after your policy has commenced, the discount will apply from your next billing date after you provide us with a valid AA Membership number and is applicable while you (or someone named on your policy) remain an AA Member.

AA Health Insurance policies are brought to you by The New Zealand Automobile Association (Incorporated) and are administered and underwritten by nib nz limited.