Family snorkelling with fish

Travel insurance

Travel a little freer

Travel your way. Covered your way.

Take out a policy before 29 March and be in to WIN $10K for a family holiday!*

Every trip is different. A tropical getaway with the kids, a thrill-seeking adventure, a milestone celebration overseas.

With AA Travel Insurance, you can customise your cover. From cruise cover, to holiday activities and increased amendment or cancellation cover. 

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Your travel insurance should suit your plans, not hold you back.

AA Travel Insurance gives you the freedom to customise your cover, so it fits the way you travel and the moments that matter most.

With AA Travel Insurance, you can tailor your policy to suit your itinerary, from cruise cover to adventure activities like rock climbing and skydiving. Plus, we offer free cover for children under 21^ and unlimited overseas medical expense.2

Why go with AA Travel Insurance? 

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Customisable

Our policy wording has been designed with your unique holiday plans in mind, with a range of options available, so you can choose cover that suits your travel plans.

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Family-first

For every adult that takes out a policy, accompanied children under 21 travelling with you are automatically covered too*.

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Medical cover

We offer unlimited overseas medical cover**. Plus, if your medical condition isn’t automatically included, it could be covered for an extra cost^*.

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Supportive

24/7 global emergency assistance to assist you. Whether you’re facing a medical emergency, need help with travel arrangements, or require advice on the next steps during an unexpected event, we’ll be there to advise you.

AA Member benefit

10% AA Member discount available for new policies.

Terms and conditions apply.1

Playing at home or away?

Hikers on a trail near Mount Ngauruhoe in New Zealand

Domestic

Whether you're visiting family or ticking a Great Walk off your list, your New Zealand trip can be covered for unexpected costs like cancellation, travel disruption, and rental vehicle insurance excess.

 

Sydney Opera House and Harbour Bridge on a clear day

International

Whether you're heading overseas for a beach escape or a business trip, our international travel insurance can cover you for the unexpected. From medical emergencies to lost luggage and trip cancellations, we have a range of plans and cover variations to choose from.

What do you get with AA Travel Insurance?

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AA Member discount*^

AA Members can get a 10% discount on new AA Travel Insurance policies. Simply provide your AA Membership number when you apply.

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Cooling off period

You have 21 days to cancel your policy if you change your mind.

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Cover before you depart

Your trip is protected from unforeseen cancellation and loss of deposits the moment your cover is confirmed. With our International Comprehensive, International Essentials, and Domestic Cancellation plans, you choose how much cancellation cover you want - so you only pay for what you need.

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Free cover for kids

Accompanied children under 21 travelling with a parent or grandparent can be covered at no extra cost. You can also include one unrelated child per adult traveller. Just make sure you add them to your policy when you apply for cover.

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Optional Cancellation Plus Cover

Unsure if your plans might change? Cancellation Plus Cover gives you flexibility to cancel and claim some money back. Even if you’ve simply changed your mind about travelling.

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Cover for recreational activities

Some recreational sports are automatically covered under our policies, including leisure skiing and snowboarding, hot air ballooning, parasailing and paragliding, bungee jumping, and white-water rafting in grade 4 rivers (or less).

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Cover for existing medical conditions

Some existing medical conditions (subject to meeting criteria) are already covered by our policy. For other medical conditions, you can apply for cover at the same time you purchase your policy. An additional premium may apply.

Have a question? 

Check out our frequently asked questions, give one of our friendly New Zealand-based team a call Monday to Friday 8.30am - 5.15pm, Saturdays 10am - 1.45pm, or pop into one of our AA Centres to speak to a consultant.

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Our insurance partner

AA Travel Insurance policies are issued and underwritten by Zurich Australian Insurance Limited (ABN 13 000 296 640) trading as Zurich New Zealand, distributed, arranged and administered by Cover-More (NZ) Limited (NZBN: 9429038789373: FAP FSP26184), and promoted and distributed by The New Zealand Automobile Association (Incorporated).  For further information see Zurich New Zealand’s financial strength rating. Consider the Policy Document before deciding to buy this product. Limits, sub-limits, conditions, and exclusions apply. Standard excess may apply.

Financial strength rating

Zurich Australian Insurance Limited (ABN 13 000 296 640) trading as Zurich New Zealand has a financial strength rating of AA- from S&P Global Ratings. This rating shows that the company has very strong financial security characteristics. This is reviewed annually and may change from time to time. View the full and current financial strength rating

Financial advice

The New Zealand Automobile Association provides general information about AA Travel Insurance products and services so that you can make a choice that best meets your needs. Information provided does not take into account your personal circumstances, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

More information

1Provide a valid AA Membership number at time of purchase. Discount applies to the total premium.

^Children must be under 21, identified on the Certificate of Insurance, travelling with you on the journey and financially dependent on their usual guardian. They must not be in full-time employment.

2Cover will not exceed 12 months from onset of the illness, condition or injury.

^*You can declare existing medical condition(s) not automatically included by completing a health assessment when you complete your quote. Cover is subject to approval, and an additional premium may apply.