Simple life insurance from one of NZ's most trusted life insurance brands.
Life Cover from AA Life can make the hardest time just that little bit easier for those you love.
Insurance calculator
Use our handy calculator to find out exactly what cover suits you best.
Why choose Life Cover with AA Life?
One of NZ's most trusted life insurance brands
The Automobile Association has been an integral part of New Zealanders' lives for over 110 years, with over 1.4 million of us trusting the AA for great motoring assistance.
AA Life is a joint venture between the AA and Suncorp Group, one of the largest financial service providers in Australia. We’ve been voted as Most Trusted in the Life Insurance category on Reader's Digest Most Trusted Brand survey from 2013-2018 and Highly Commended in 2019.
We make it easy
You can apply online and it only involves a few easy questions. No complicated medical questions or health checks required.
You can try us risk free for 30 days
If you change your mind, you can cancel your policy within 30 days and we’ll refund 100% of the premiums you’ve paid.
Additional savings
- AA Members get a 5% discount on new policies
- You may also qualify for a 10% health and lifestyle discount depending on your answers to a few simple questions
Life Cover ›
Life Cover provides a lump sum payout as death cover to cover funeral costs, living costs and any debts like a mortgage or credit card bills.
Cancer Care ›
Cancer Care Insurance gives you a lump sum of money to help ease the financial pressure so you can focus on your recovery.
How does life insurance work? Three easy steps to be covered.
- Select the product that's right for you
Life Cover is our standard product that covers death, with an early payout for terminal illness. - Select how much you need or can afford
We have broken down cover into three levels – Clear all debts (debts and funeral), Simple provision (maintaining lifestyle and covering kids' education), Do something extra (leaving a legacy). - See if you qualify
Most people who apply get covered. Checking if you qualify only takes a few minutes and then you’ll know if you can get life insurance.
We’re on a mission to help you save money on life insurance
On the whole, Kiwis are underinsured – and we want to do something about that. We think most people should have at least the minimum cover to guard against the worst life can throw at us. Our goal is to help you understand why life insurance is important and provide comprehensive, easy-to-get cover.
Do it online
Have a question or need life insurance guidance?
Call us at 0800 808 234