Simple life insurance with great savings from NZ's most trusted life insurance brand
Why choose Life Cover with AA Life?
NZ's most trusted life insurance brand
The Automobile Association has been an integral part of New Zealanders' lives for over 110 years, with over 1.4 million of us trusting the AA for great motoring assistance.
AA Life is a joint venture between the AA and Suncorp Group, one of the largest financial service providers in Australia. We’ve also received the Reader’s Digest Most Trusted Life Insurance Brand award in 2013-2018.
We make it easy
You can apply online and it only involves a few easy questions. No complicated medical questions or health checks required.
You can try us risk free for 30 days
If you change your mind, you can cancel your policy within 30 days and we’ll refund 100% of the premiums you’ve paid.
- AA Members get a 5% discount on new policies
- You may also qualify for a 10% health and lifestyle discount depending on your answers to a few simple questions
Life Cover provides a lump sum payout as death cover to cover funeral costs, living costs and any debts like a mortgage or credit card bills.
A simple and affordable way to help your loved ones pay for your funeral costs.
Cancer Care Insurance gives you a lump sum of money to help ease the financial pressure so you can focus on your recovery.
AA Life Accidental Death Insurance is a low cost alternative to Life Cover.
Accident Recovery Insurance provides a cash payout to help you recover from certain types of accidental injuries.
How does life insurance work? Three easy steps to be covered.
- Select the product that's right for you
Life Cover is our standard product that covers death, with an early payout for terminal illness.
- Select how much you need or can afford
We have broken down cover into three levels – Clear all debts (debts and funeral), Simple provision (maintaining lifestyle and covering kids' education), Do something extra (leaving a legacy).
- See if you qualify
Most people who apply get covered. Checking if you qualify only takes a few minutes and then you’ll know if you can get life insurance.
We’re on a mission to help you save money on life insurance
On the whole, Kiwis are underinsured – and we want to do something about that. We think most people should have at least the minimum cover to guard against the worst life can throw at us. Our goal is to help you understand why life insurance is important and provide comprehensive, easy-to-get cover.
“You think it’s not going to happen, but it does... It’s a horrible enough time as it is let alone trying to pay for it.”
– Leanne Ellis
“I’ve been to a lot of tangi and there are so many families out there that don’t have insurance. You see the struggle.”
– Carli Te Hira
“At the end of the day you’ve got to make sure you’re covered, it’s your family that pays for it in the long run.”