Compare Policies

Which AA Life policy is right for you?

Compare policies from one of NZ's trusted life insurance brands.

Working out which life insurance policy is right for you might seem intimidating at first. To help with that, here's a summary of AA Life policies in one place so you can compare and contrast the features and benefits for your situation.

Remember that this is only a summary, so don't forget to read the relevant policy wording to be confident in knowing what you are or aren't covered for.

 Life Cover

  • Anyone aged 16 - 59 can apply
  • Cover up to $1 million
  • No medical checks on application
  • Immediate cover on acceptance
  • Benefits include death or terminal illness, and funeral support
  • Tax-free, lump sum payout

Funeral Cover

  • Anyone aged 50 - 79 without a terminal illness can apply
  • Cover up to $30,000
  • Simple application process, no medical checks
  • Covered immediately for accidental death, with cover for non-accidental death and terminal illness after 24 months
  • Death and terminal illness benefit included, with double payout for accidental death
  • Premiums are payable until your 90th birthday. Cover then continues free of charge after this time
  • Tax-free, lump sum payout
  • Cover anywhere in the world
  • Fixed premiums

Accidental Death

  • Anyone aged 16-74 can apply
  • Cover for up to $500,000
  • Simple application process, no medical checks
  • Covered immediately on acceptance
  • Benefit payouts decrease by 50% from age 75
  • Cover up to the age of 85
  • Tax-free, lump sum payout
  • Cover anywhere in the world
  • Fixed premiums

Cancer Care

  • Anyone aged 18 - 59 without a terminal illness can apply
  • Cover up to $100,000
  • Simple application process, no medical checks
  • Covered 90 days after your policy start date
  • Cancer Benefit for certain types of cancers that are incurable or require major treatment
  • Early Stage Cancer Benefit for certain types of cancer
  • Premiums are annually reviewable up to 65 years of age
  • Tax-free lump sum payout
  • Cover anywhere in the world

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Our insurance partner

AA Life is a partnership between The New Zealand Automobile Association Incorporated (AA) and Suncorp Group New Zealand Limited. Asteron Life Limited is Suncorp New Zealand's specialist life insurer and underwrites AA Life's products.

Financial strength rating

Asteron Life Limited has been given an A+ financial strength rating by Standard & Poor’s.

Financial advice

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your personal circumstances, needs or goals and is not intended to be financial advice.

If you'd like to receive financial advice, you can get professional advice from an adviser who’s registered under the Financial Advisers Act 2008.