Policy Wording

We want to make sure you’re confident in knowing what you are or aren’t covered for. That means reading the policy wordings to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy.

Below are the most recent AA Life Insurance Policy Wordings. To find the correct policy wording which applies to you, please refer to the top right-hand corner of your Policy Summary for the policy commencement date. Your Policy Summary also sets out which covers are on your policy.

If your policy was issued before 5 August 2019, please contact us for help.

Please contact us for help.

        PZ AA Life

        Our insurance partner 

        AA Life Insurance policies are distributed by the New Zealand Automobile Association (Incorporated) (AA) and provided and underwritten by Asteron Life Limited. You should consider the appropriate policy wording before making any decisions about any policy you decide to purchase. Terms and Conditions, Limits and Exclusions apply

        Financial strength rating 

        Asteron Life Limited has been given an "A+" (Strong) financial strength rating by Fitch Australia Pty Ltd (Fitch), an approved ratings agency.  The scale that this rating forms part of is available for viewing at Asteron Life Limited's New Zealand offices.

        Financial advice 

        Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice. 

        If you'd like to receive financial advice, you can get professional advice from a financial adviser.

        More information

        The information on this page refers to the currently on sale product.