A cute dog smiling at the camera

Pet Insurance

Get 2 months FREE on us*

Let your furry friends play a little freer - with cover you can trust and peace of mind you’ll love.

Every pet has their own way of being free, from the fearless ball-hoarders to the frantic leaf chasers. With AA Pet Insurance, pet parents can breathe easier knowing their fur babies are covered when things go a little off-leash. And with 2 months free, that freedom for them (and peace of mind for you) will feel even better. Use promo code: 2MONTHSFREE

Take out a new AA Pet Insurance policy today and get 2 months FREE on us.*

At AA Pet Insurance, we know what matters when it comes to looking after your furry friends. Our comprehensive pet insurance can help support you and your pet every step of the way, from when your furry friend is a puppy or kitten, into their later years.

We’ve created a plan that you can adjust to suit your needs, with an easy online application process. Plus, with every policy you’ll get a complimentary VetChat2 membership, giving you access to NZ registered vets online whenever you need it. 

The Insurer

AA Pet Insurance policies are issued by The Hollard Insurance Company Pty Limited (Hollard), distributed by The New Zealand Automobile Association (Incorporated) (AA), and are administered and managed by PetSure (Australia) Pty Limited (PetSure).

Financial Strength Rating

Hollard has a financial strength rating of A (Strong) issued by Standard & Poor and for further details about this, please click here.

Financial advice

This is general information only and it is not financial advice. This information does not take into account your specific financial situation, needs, or goals. Please consider the relevant Policy Document available here to ensure these products meet your needs. Terms, conditions, limits, and exclusions apply. Waiting periods and excesses may also apply.

AA does not guarantee the obligations of, or any products issued by, Hollard. AA may receive commission payments as a result of the arrangement of AA Pet Insurance policies. 

AA Member benefit

5% AA Member discount available on new policies.

Terms and conditions apply.1

More Information

> Contact us

> Policy Document

> Make a Claim

> Complaint Process

> Terms and Conditions

> About Us

> Pre-Existing Conditions

> NZAA Financial Advice Provider Disclosure

> NZAA Privacy Policy

1Eligible AA Members who wish to activate this 5% discount on each AA Pet Insurance policy must provide a valid membership number: either (a) at point of purchase for the discount to apply; or (b) prior to renewal for the discount to apply at renewal. View full terms and conditions here.

*This offer commences on 12:00AM NZDT 1 December 2025 and ends on 11:59PM NZDT 31 January 2026 (Offer Period). Offer provides new customers with 2 months free in their first policy year only when they purchase a new AA Pet Insurance Policy during the Offer Period (Offer). If you choose to pay by monthly or fortnightly instalments, you will not be charged an instalment for the first 2 months of your policy, from the selected policy commencement date. The first premium will be charged on the first premium instalment of the 3rd month of your policy. For annual payments, the 2 months free will be deducted from your first policy year premium at the time of purchase. Offer is automatically applied to your quote at the time of purchasing the AA Pet Insurance Policy using promo code 2MONTHSFREE. Offer will cease if you change your level of cover.Not available with any other offer except for 1) AA Members can receive a 5% discount on each AA Pet Insurance policy when providing a valid AA Membership number on application. 2) Multi-pet discount for additional pets.Eligibility criteria applies for AA Pet Insurance and Offer is subject to the AA Pet Insurance terms and conditions (refer to the Policy Wording Document). AA Pet Insurance reserves the right to withdraw, vary or extend this Offer at any time, without notice.Full terms and conditions apply, see here for details.

2VetChat is a non-insurance product that is separate from the AA Pet Insurance product and is separately provided by VetChat Services Pty Ltd (VetChat). VetChat is a related company of PetSure (Australia) Pty Ltd. VetChat consult membership and consultations are subject to VetChat’s general Terms and Conditions, including the Privacy Policy which are available online at aa.vetchat.nz. For the full terms of this offer, visit aa.vetchat.nz/terms-and-conditions.