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Protect your whānau

Trust us to take care of their future
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Live bigger with the chance to win $10,000!¹

The sooner you protect your loved ones’ financial security, the sooner you can get on with enjoying life to the full, knowing their future is in safe and trusted hands. We make sorting life insurance and funeral cover easy. Plus, you could live a little bigger with the chance to win $10,0001. 

Get your cover sorted today. Take out Life or Funeral Cover using promo code LIFE2025 and you’ll be in the draw to win $10,0001. T&Cs apply. Offer ends 16 November 2025. Plus, there's a 5% discount available for AA Members on new policies2.

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Why choose Life Cover

  • Kiwis aged 16-59 can apply
  • You're covered immediately upon acceptance - no waiting
  • There’s an early pay-out for terminal illness
  • $15,000 can be paid early to help with funeral costs
  • Up to $1 million tax-free, lump sum payout

Why choose Funeral Cover

  • Acceptance is guaranteed for Kiwis aged 50-79 without terminal illness
  • Fixed premium, which means your premium won't increase with age
  • There’s an early payout for terminal illness, and doubled cover amount for accidental death
  • 20% discount available if you join with someone else within 48 hours of each other

Prefer to chat?

If you would like to speak to someone about your life insurance options, call our NZ based team on 0800 225 245 or visit your nearest AA Centre to talk to one of our Insurance Consultants.

Our insurance partner

AA Life Insurance policies are brought to you by the New Zealand Automobile Association Incorporated and underwritten by Asteron Life Limited.

Financial strength rating

Asteron Life Limited has been given an "A" (Strong) financial strength rating by Fitch Australia Pty Ltd (Fitch), an approved ratings agency.

Financial advice

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.

If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

1All new Life or Funeral cover policies taken out between 12:01am 20 October and 11:59pm 16 November 2025 using promo code LIFE2025 will be in the draw to win $10,000 NZD cash. See the full T&C’s here.

25% AA Member discount available when you provide your valid AA Membership number on application. 

Over the last 11 years, AA Life Insurance has been voted Most Trusted Brand eight times and Highly Commended three times in the life insurance category of the Reader’s Digest Most Trusted Brands survey. AA Funeral Insurance has also been voted Most Trusted brand from 2021-2025 in its respective category.

AA Member benefit

5% AA Member discount available on new policies.

Terms and conditions apply.*