Precious moments can happen at any time and in any place, whether it's watching a sunset, spending time with loved ones or simply enjoying your first coffee of the day. They matter because they remind us of what's truly important in life. That’s why helping to protect your family’s future financial security with AA Life Insurance is so important. It lets you get on with enjoying those moments knowing that, should life take an unexpected turn at any time, they’re in safe and trusted hands.
Get your cover sorted today. Sign up to AA Life Insurance and use promo code GIFT2025 to get a $100 Prezzy Card. T&Cs apply1. Offer ends 30 June.
Plus, there's a 5% discount available for AA Members on new policies2.
Why choose AA Life Insurance
- Kiwis aged 16-59 can apply
- You're covered immediately upon acceptance - no waiting
- Pays out a tax-free lump sum if you die or are diagnosed with a terminal illness
- $15,000 can be paid early to help with funeral costs
- Up to $1 million tax-free, lump sum payout
Why choose AA Funeral Cover
- Acceptance is guaranteed for Kiwis aged 50-79 without terminal illness
- Fixed premium, which means your premium won't increase with age
- There's an early payout for terminal illness.
- We'll pay double your cover amount if you die from an accident
- 20% discount available if you join with someone else within 48 hours of each other
Prefer to chat?
If you would like to speak to someone about your life insurance options, call our NZ based team on 0800 225 245 or visit your nearest AA Centre to talk to one of our Insurance Consultants.
Our insurance partner
AA Life insurance policies are brought to you by the New Zealand Automobile Association Incorporated and underwritten by Asteron Life Limited.
Financial strength rating
Asteron Life Limited has been given an A financial strength rating by Standard & Poor’s.
Financial advice
Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.
If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.
QUICK LINKS
5% AA Member discount available on new policies.
Terms and conditions apply.*
More Information
1Take out a new Life Cover or Funeral Cover policy from 12 May to 6 July 2025 and get a $100 Prezzy card. You must have paid for the first two months of premiums for the new policy to qualify for the offer. The policy must be in force for two months before the card is processed. Use of the promo code GIFT2025 is required. Limit of 1 Prezzy card per policy. This offer is not available for renewing policies. For full terms and conditions please see here. You will not be eligible if your Life Cover or Funeral Cover policy, underwritten by Asteron Limited, was cancelled within three months prior to the Offer Period.
2AA Members can receive a 5% discount on new AA Life Insurance policies when a valid AA Membership number is provided on application.